
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I appreciate getting the best offer right out of the gate. I don't want to have to negotiate terms, I just want the best you can do so I can make a quick decision and Todd at First State Bank did just that for my refi. Closed my loan in 2 weeks!...
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Reply from Owner
August 21st, 2023 10:43 PM
Thank you for taking the time to share your recent experience with Todd and our home lending team. We appreciate your business and feedback, Sara!
I appreciate getting the best offer right out of the gate. I don't want to have to negotiate terms, I just want the best you can do so I can make a quick decision and Todd at First State Bank did just that for my refi. Closed my loan in 2 weeks!...
read more
John was there to answer any and all questions whenever we needed him. I’m talking nights, weekends, even on Super Bowl Sunday. He made the whole experience of buying a house a lot less stressful and was true to his word throughout the entire...
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I appreciate getting the best offer right out of the gate. I don't want to have to negotiate terms, I just want the best you can do so I can make a quick decision and Todd did just that.
Phil made the entire process smooth and transparent. Communication was almost immediate which is much appreciated.
Gracias por todo excelente trabajo
Have used Matt and Betsy numerous times for our loans. They alway have very competitive rates and closing cost. Have great customer service and communication
I appreciate getting the best offer right out of the gate. I don't want to have to negotiate terms, I just want the best you can do so I can make a quick decision and Todd at First State Bank did just that for my refi. Closed my loan in 2 weeks!...
read more
Reply from Owner
October 3rd, 2023 12:00 AM
Thank you for taking the time to share your recent experience with Todd and our home lending team. We appreciate your business and feedback, Sara!
Open communication
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Open communication
5801–5810 of 12280
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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