
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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The whole process was quick and easy. There was always someone available if we had questions or needed help.
Very helpful and responsive throughout our entire home purchase and closing process
Don was very communicative and always gave great advice. We always felt that we were good hands
Tracy Geer was very helpful and made the whole process easy!
the process and everything was so smooth. We got all the info we needed right away.
Kelly answered any questions with a quick response no matter when I asked. Very helpful and informative.
Reply from Kelly Whitwood
July 17th, 2023 04:39 PM
Thank you, Arin! I am so excited for you and Amber to create many great memories in your new home!I know the dogs are so excited to get their own yard to run and play.If you see someone sneaking around your blueberry bush, that might just be...
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Chris's efforts to communicate and explain the various parts of the loan process and paperwork made this an enjoyable process. Thanks for educating us along the way and keeping us informed as to what is next and when it was to happen!!
Reply from Chris Laughlin
April 17th, 2024 07:38 PM
Glad we could help / assist you with financing for the new home. It was a pleasure working with you.
He put up with me though questions and my ignorance, but never made me feel bad, but rather educated me and provided the knowledge I needed.
Reply from Chris Laughlin
April 17th, 2024 07:39 PM
Matt: Questions are the way we all learn. No need to apologize them. Thank you for allowing me to take care of the loan for you!
Very friendly, very professional, always available if I need help even in night times. Very helpful, tried his best to make my dream come true. I even referred one of my friendly to contact Chris, instead of trying around. I am so thankfull...
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My husband and I used Dan Francis for First State Mortgage to buy our new home in northern Phoenix. He was very knowledgeable and responsive. He listened to our goals and was flexible and quick to act as plans changed. Due to our personal circumstances,...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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