First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil was great to work with and process was easy!
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Martin Still
Everything was great. We enjoyed the service and had a great experience.
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Everything was great. We enjoyed the service and had a great experience.
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Phil was always ready and willing to answer all our questions and guide us through the process as first time homebuyers. He was so patient and thorough, and very knowledgeable. I appreciated his advice on helping us get the best possible interest...
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Phil came highly recommended and now I see why. His knowledge of the market and his is ability to explain things clearly was of invaluable benefit when buying my first home.
Reply from Owner
October 3rd, 2023 12:00 AM
Thank you for the kind words, Matthew! We’re so happy your experience with Phil and First State Bank Mortgage went so smoothly.
Todd was a pleasure to work with.
Reply from Owner
October 3rd, 2023 12:00 AM
Jimmy, we are glad that Todd was able to assist you!
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I was recommended by a coworker. Mr, Phil called me right away when he received my email. I don't have much to say, the only thing I can say he is knowledgeable, have experience and knows what he does. Always reply my email, answering questions...
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Chris was both professional and approachable. Super easy guy to talk to and made the stressful time a bit more fun.
Reply from Chris Lee
July 27th, 2023 09:19 PM
Thanks Nick for the nice comments! You are a great guy as well. Enjoy your new home!
Every step of the process
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Buying my first home was a challenging and educational experience. Phil helped make the process easier by providing clear direction and detailed answers to my questions.
5201–5210 of 12280
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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