
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Quick response
Reply from Phil Scaglia
September 19th, 2023 08:03 PM
Thanks for the great feedback. I hope you enjoy your new home!
Very knowledgable and helpful. Answered and explained all of my questions.
Reply from Jim Yarrington
September 14th, 2023 04:00 PM
Connie, it was great to help you and the family with your new home purchase.
Yes, it is a process and I appreciate the questions you asked to make this a smooth transaction and closing.
Y
Ron and his team were personable, professional, efficient, and incredibly knowledgeable. It’s no doubt he made this process easier. He was incredibly available and responsive. I will be referring his team to everyone.
Reply from Ron Ruzicka
September 19th, 2023 03:30 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Terry, you and your team were incredible!! So personal and easy to work with. You made us feel safe and cared for, and extremely professional!! this was the best lender process we could have imagined. We had never done a traditional loan like...
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Reply from Terry & Peter O'Neill
September 18th, 2023 06:46 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Very personable and made you feel like he was in your best interest.
Reply from Brad Fink
September 18th, 2023 05:09 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
I had a very good experience working with this company. Prompt and fair with excellent customer service.
I had a very good experience working with this company. Prompt and fair with excellent customer service.
He was very prompt with replies, good with advice and handled everything efficiently. Very nice!
Reply from Todd Hedger
September 18th, 2023 04:51 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Friendly staff, ease of process
Reply from Terry & Peter O'Neill
September 18th, 2023 02:18 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
I appreciate the professionalism and effective level of communication either by text, email, or phone calls between Rick and his assistant Gabby whom I feel I know, but haven't met ( smile) And Yes I have referred a few friends when they are...
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Reply from Rick Whisman
September 13th, 2023 01:52 PM
Andrea, your input is greatly appreciated! It is a pleasure to deal with you each time a need arises.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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