
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chris is extremely thorough, and explained every detail to us. He also verified with us that we understood his explanations. Chris is the Gold standard in my opinion and would recommend him to anyone.
Reply from Chris Laughlin
February 6th, 2024 06:29 PM
Congratulations on your new home! I'm glad we were able to be a part of helping you and Trcia navigate purchasing a FSBO... which I know can sometimes be challenging. :) If there's anything I can do in the future to help the two of you, don't...
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Made the process so easy! Excellent communication!
Reply from Chris Laughlin
February 6th, 2024 06:27 PM
Christina: Thank you for allowing us to help you and Teresa with your home purchase. It was a pleasure getting to know the two of you, and if there's anything I can do in the future to help you, don't hesitate to give me a call.
Mindy is amazing! She answered all my questions with very detailed, thought-out information and was always extremely helpful. We have used her on multiple finance deals and I feel that I can reach out to her at any time to ask her opinion about...
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Reply from Mindy Primm
February 7th, 2024 09:51 PM
Thank you so much Carolyn for your continued support and the opportunity to work with you once again! I am here for you and your family anytime you need me. Enjoy the new house! Plenty of space for everyone!
The entire process was fast and easy.
Reply from Don MacPherson
February 11th, 2024 02:06 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Jim Yarrington has received a review with 5 star rating from Mike H
Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for your review, Mike!
Tracy is truly a rockstar, the level of professionalism and dedication to their clients is outstanding, she communicated promptly answer all my questions, she went above and beyond to ensure I understood the process as well as what and how...
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Reply from Owner
October 3rd, 2024 12:00 AM
Jersson, we are glad to hear you had a great experience! Thank you for sharing your review and please let us know if we can assist you in the future.
Good communication, was able to get loan closed in a fast time line.
Reply from Jim Yarrington
February 10th, 2024 07:50 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
These are the 2 sweeties' people you will ever meet! First State Bank was amazing to work with and they really do care about their customers, and they treat their customers FANTASTIC! Matt & Betsy Maassen THANK YOU SO MUCH FOR EVERYTHING!We...
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Reply from Matt & Betsy Maassen
February 10th, 2024 05:13 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Tracy was incredible to work with! She made buying our first home such a delightful and stress free experience. She was readily available at all times whenever we had questions and eased any nerves we had. She always went out of her way to...
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Reply from Tracy Geer
February 10th, 2024 03:21 PM
Thanks for the great feedback. I hope you enjoy your new home!
Tracy is very responsive and answered all of our questions quickly and thoroughly. She had great ideas and offered additional suggestions that helped guide us through the loan process.
Reply from Tracy Geer
February 10th, 2024 02:16 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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