
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We are first time home buyers and could not of been happier with John Cunningham. He did a great job explaining everything and was extremely responsive whenever we had questions. Would highly recommend
Reply from Owner
October 3rd, 2024 12:00 AM
We really appreciate you taking the time to share your experience with us! Congratulations on your new home!
We are first time home buyers and John could not of made things easier. He explained everything fantastic and always respond quickly. Feel very fortunate we had John with us for this experience!
Reply from John Cunningham
March 6th, 2024 06:38 PM
Thank you, Bryan and Emily! I absolutely loved working with you from start to finish. You made it easy on me! Cheers to this new chapter!
awesome
Super duper
Reply from Brad Fink
March 11th, 2024 03:13 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
They helped us a lot and where very informative
Reply from Matt & Betsy Maassen
March 10th, 2024 06:20 PM
I really appreciate the feedback and look forward to working with you again.
It was easy and smooth sailing
Reply from Matt & Betsy Maassen
March 10th, 2024 03:11 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Tracy took the time to answer all the questions I had. She walked me through each step of the process, so I knew exactly what to expect. Overall, I had a great experience.
Thank you for everything. :)
Reply from Tracy Geer
March 10th, 2024 03:12 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
John was fantastic and helped throughout the entire process. A lot of our house searching happened outside of regular business hours, and yet John was always responsive and informative no matter what we needed.
Reply from John Cunningham
March 6th, 2024 06:38 PM
Appreciate you guys and your patience. And I am so happy you found the perfect first home together :)
Melissa was AMAZING. Quick to respond to all of our questions and so helpful throughout the entire process. As first time home buyers, we had no clue what we were doing and she was wonderful!
Reply from Melissa Maxwell
March 9th, 2024 06:16 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Russ made himself available around the clock to answer any and all questions. Could not have had a better experience working with him. He is the only reason why I went through your company for the second time for my home mortgage.
Reply from Russ Bray
March 4th, 2024 06:18 PM
I appreciate it Spencer! Always a great experience working with you as well!
Matt was very helpful throughout this entire process, and he made things very easy for us. He was a great light of positivity during a very stressful time and we’re looking forward to working with him in the future on this house and refinancing...
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Reply from Matt & Betsy Maassen
March 9th, 2024 04:02 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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