First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Rick is a character guy
Reply from Rick Whisman
March 18th, 2024 08:41 PM
Jim, thank you for the feedback and enjoy your new home!
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Quick, pleasant service.
Reply from Shad Lager
March 21st, 2024 11:30 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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As usual Beau and the FSB team were a pleasure to work with. Complete availability. Detailed answers. Wonderful experience !
Reply from Beau House
March 21st, 2024 09:41 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Terry and Peter worked very hard to help me meet MHDC requirements. Without this financing I would have had to have paid thousands in closing and down payment costs. Most importantly because of them, I’m in a great house in a great neighborhood....
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Reply from Terry & Peter O'Neill
March 21st, 2024 07:40 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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Chesterfield
Ron and team were so were wonderful to work with! Ron took the time to walk us through the home buying process and let us know what to expect! We had no major cost surprises with him, which we were thankful for. He was always available to answer...
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Ron and team were so were wonderful to work with! Ron took the time to walk us through the home buying process and let us know what to expect! We had no major cost surprises with him, which we were thankful for. He was always available to answer...
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Reply from Ron Ruzicka
March 20th, 2024 01:17 AM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Chesterfield
Ron and team were so were wonderful to work with! Ron took the time to walk us through the home buying process and let us know what to expect! We had no major cost surprises with him, which we were thankful for. He was always available to answer...
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Reply from Owner
August 7th, 2024 12:00 AM
Katie, thank you for your positive feedback! We are happy you chose to work with Ron and our team for your home purchase.
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Chesterfield
Ron Ruzicka was recommended to us from our realtor (Mary Raizman at Laura McCarthy Real Estate). She recommended Ron in general, but especially because we had a fairly short time between signing the contract and closing and Mary knew that Ron...
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Ron was recommended to us from our realtor (Mary Raizman at Laura McCarthy Real Estate). She recommended Ron in general, but especially because we had a fairly short time between signing the contract and closing and Mary knew that Ron could...
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Reply from Ron Ruzicka
March 19th, 2024 03:16 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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Chris is excellent guy we got several loans from him. Always does great job and good rates.
Reply from Chris Lee
March 19th, 2024 02:34 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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