
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Very professional and she helped us all the way from beginning application to the final closing document. Highly recommended.
Reply from Julie Sun
August 10th, 2024 03:01 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Great experience Chris was always available to answer any questions.
Reply from Chris Lee
August 5th, 2024 05:46 PM
Thanks for the nice words Elizabeth! Hope you guys enjoy the new house and town. Will give you a shout as soon as the rates are low enough for a refi to make sense.
Very thorough in explaining details of the loan.
Reply from Chris Laughlin
August 5th, 2024 04:57 AM
Maggie: Hope you love the new house. Thank you for allowing me to assist you and Al with the financing for your home!
Randy Robinett has received a review with 5 star rating from Lucas C
Reply from Owner
October 3rd, 2024 12:00 AM
Lucas, thank you for your review!
Jim and First State Bank mortgage are absolutely wonderful to work with. They are all hard working and excellent at what they do. Highly recommend to anyone looking to buy a home
Jim was always open to answer any questions we had and made the process very straightforward. The process was unbelievably fast and about as easy as I think it ever could have been. Thank you for helping us get our dream home!
Reply from Jim Yarrington
August 9th, 2024 12:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Great communication and helping look out for my best interest. Todd is an utmost professional.
Reply from Todd Hedger
August 5th, 2024 12:15 PM
I'm delighted to hear that you had such a great experience. Your feedback is greatly appreciated and serves as a testament to our commitment to excellent customer service. Your 5-star rating is much appreciated. Thank you, William, for taking...
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Barry Allen , Kelly Koehler , and Linda was awesome and helped us settle in our purchase of our new home .
Reply from Barry Allen
August 8th, 2024 03:52 PM
I really appreciate the feedback and look forward to working with you again.
Phil is super attentive, communicates frequently, and at the end of the day cares about his clients.
Reply from Phil Scaglia
August 8th, 2024 02:59 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Working with Phil and his team was seamless and easy. We would use him again!
Reply from Phil Scaglia
August 8th, 2024 02:49 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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