
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Nice people
Reply from Nathan Grojean
August 16th, 2024 11:26 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Not a fan of phone and internet service . I think face to face is better because these are big steps your taking when buying a house or anything of that nature
Reply from Scott and Traci Turner
August 11th, 2024 11:43 PM
Hi Tiffany- You were always welcome to
Come into the office anytime:)
Tracy was very helpful in securing our new home. She had phenomenal communication and made sure I understood everything I was supposed to or had questions about.
Reply from Tracy Geer
August 15th, 2024 03:52 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Brad was so helpful with the entire process and more. I have had good service from lenders before but this was above any expectations. Thank you for the pleasant experience!
Reply from Brad Fink
August 15th, 2024 02:59 PM
Thanks for the great feedback. I hope you enjoy your new home!
Gerry made it great
Reply from Gerry Phillips
August 10th, 2024 03:24 PM
Thank you, Brian. It was a delight to work with you & Jennifer!!
Chesterfield has received a review with 5 star rating from Laurie C
Reply from Owner
April 11th, 2025 12:00 AM
Thank you for the five stars, Laurie!
Chesterfield has received a review with 5 star rating from Michael B
Reply from Owner
March 14th, 2025 12:00 AM
We appreciate your review, Michael!
Shad was always available to answer my questions to the best of his knowledge in a very timely manner. He was always pleasant to speak with! He helped the process move quickly and seamlessly.
Reply from Shad Lager
August 14th, 2024 02:25 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Michelle was wonderful from start to finish. We are first time homeowners and had no idea where to even start. Michelle helped get the ball rolling and kept it rolling! She's prompt, professional, and very kind.
Reply from Michelle Leesmann
August 14th, 2024 01:42 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Shad Lager was great in helping me gain approval from for my home loan, and I’d use him again!
Reply from Owner
July 4th, 2025 12:00 AM
Sherae, thank you for your positive feedback! We appreciate your business!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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