
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Beau made our experience fantastic. Explained everything thoroughly and concisely. Super easy experience from start to finish!!!
Reply from Owner
July 4th, 2025 12:00 AM
We are glad that you had a smooth lending experience. We appreciate your business!
Barry is great to deal with, he is knowledgeable and helps a lot throughout the entire process.
Reply from Barry Allen
August 29th, 2024 02:22 PM
Thank you so much for the kind review! I really enjoyed working with you as well! My job starts now to be there for you thru the life of your loan to be able to answer any questions you may have. I would also like to thank you for being such...
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Phil is the best mortgage lender in the business - from my personal experience and the experience of my clients! There is no one else I would trust to help us through this process. We are so grateful for the wonderful client service throughout....
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Reply from Phil Scaglia
September 1st, 2024 08:27 PM
I really appreciate the feedback and look forward to working with you again.
Brad was very helpful with everything very peasant to talk to I would highly recommend him to friends and family.......
Reply from Brad Fink
September 1st, 2024 05:49 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Easy. Friendly.
Reply from Matt & Betsy Maassen
September 1st, 2024 03:15 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Jeff is the Best!! 🤗
Reply from Jeff Krueger
August 27th, 2024 02:50 PM
Thank you Hap as I always enjoy our conversations and working with you. Very beautiful home. Jeff
Matt was so amazing to work with! As a first time home buyer, clueless to how this process works, Matt was there to answer any question at any time. He is very intelligent and worked hard to provide my husband and I the best way to obtain a...
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Reply from Matt & Betsy Maassen
September 1st, 2024 04:33 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Matt was so amazing to work with! As a first time home buyer, clueless to how this process works, Matt was there to answer any question at any time. He is very intelligent and worked hard to provide my husband and I the best way to obtain a...
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Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for sharing your review, Ashley. We are happy that Matt was able to help with your home lending needs!
nice and easy! well communicated and expedited closing.
Reply from Phil Scaglia
August 31st, 2024 01:51 PM
Thanks for the great feedback. I hope you enjoy your new home!
There were too many emails. I got list in the process. I prefer to sign documents in person.
Reply from Terry & Peter O'Neill
August 31st, 2024 11:39 AM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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