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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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5 Star
97%
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2%
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Reviews from Web
  • for
    Chris Laughlin
    Encompass
    F
    Foster D M
    SHAWNEE, KS
    Posted on October 19th, 2024 04:55 PM
    He works almost around the clock. We didn’t have any major questions but he told us he takes calls until about 9pm which is crazy. Following the actual approval and loan process, he was very knowledgeable and let us know everything we would...
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    Reply from Chris Laughlin
    October 21st, 2024 08:40 PM
    Foster: Congrats on the new job and welcome to Kansas City! I hope you and Sydney like it here as much as my wife & I do. Thank you for allowing me to take care of the mortgage for you.
  • for
    Melissa Maxwell
    Encompass
    J
    Janet E B
    O FALLON, MO
    Posted on October 19th, 2024 02:57 PM
    availability
    Reply from Melissa Maxwell
    October 24th, 2024 03:00 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • for
    Melissa Maxwell
    Encompass
    W
    William J B
    O FALLON, MO
    Posted on October 19th, 2024 02:47 PM
    Melissa was very pleasant and knowledgeable. She offered us options and answered all the questions we had. We were completely satisfied with our results.
    Reply from Melissa Maxwell
    October 24th, 2024 02:50 PM
    Thank you for the positive review. If you need anything, please give me a call.
  • for
    Gerry Phillips
    Encompass
    D
    David K F
    LAKE OZARK, MO
    Posted on October 19th, 2024 02:03 PM
    Gerry was very attentive to our needs and questions. He made the whole Loan process very easy.
    Reply from Gerry Phillips
    October 19th, 2024 03:23 PM
    Thank you, Corky... super appreciate your sentiments. You & Dalona were a joy to work with. And your smoke rub is AWESOME!
  • for
    Todd Hedger
    Encompass
    C
    Chad M R
    Holden, MO
    Posted on October 19th, 2024 11:00 AM
    Todd made the process easy for us. Thank you!
    Reply from Todd Hedger
    October 21st, 2024 12:33 PM
    Thank you for taking the time to leave a review, Chad. I'm thrilled to hear that we made the process easy for you. Customer satisfaction is our top priority, and your feedback reaffirms the hard work we put in every day. We look forward to...
    read more
  • for
    Chesterfield
    google
    W
    William B
    Posted on October 19th, 2024 12:00 AM
    Melissa Maxwell at First State Bank Mortgage was most helpful to my wife and I as we worked out an HELOC. She was very knowledgeable and offered several options we had not considered. Melissa was a very pleasant and friendly person to work...
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    Reply from Owner
    July 4th, 2025 12:00 AM
    William, we are glad to hear that Melissa was able to assist you and your wife. Thank you for choosing us!
  • for
    Jim Yarrington
    google
    A
    Anabell B
    Posted on October 19th, 2024 12:00 AM
    Jim Yarrington has received a review with 5 star rating from Anabell B
    Reply from Owner
    October 3rd, 2025 12:00 AM
    Thank you for the review, Anabell!
  • for
    Todd Hedger
    Encompass
    H
    Hilary G
    Lee's Summit, MO
    Posted on October 18th, 2024 04:17 PM
    Easy to work with, lots of communication with easy steps to complete online.
    Reply from Todd Hedger
    October 18th, 2024 06:04 PM
    Happy to hear that you found the process to be easy and hassle-free, Hilary. We pride ourselves on our communication and online services. Thanks for the perfect rating!
  • for
    The O'Neill Team
    Encompass
    Z
    Zachary K
    Overland Park, KS
    Posted on October 18th, 2024 02:37 PM
    I would say that Terry is the most patient, understanding, knowledgeable and stand up individual that we have met in the years of real-estate investing. Terry never just wants to close a new mortgage, he provides insights to market trends,...
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    Reply from Terry & Peter O'Neill
    October 23rd, 2024 02:39 PM
    Thanks for the great feedback. I hope you enjoy your new home!
  • for
    Russ Bray
    Encompass
    K
    Kate K
    O FALLON, MO
    Posted on October 18th, 2024 02:33 PM
    Russ had great communication, was helpful and very proactive from the start to finish of the closing process! Would highly recommend.
    Reply from Russ Bray
    October 23rd, 2024 02:35 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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