First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Don is very responsive to my needs, knows what I'm looking for, gives me the best options for me, and doesn't waste my time trying to sell me on loan types he knows I don't want. He's very informative, and always on top of things. Jeannie was...
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Reply from Don MacPherson
November 10th, 2024 02:52 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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Tracy spent a ton of time with me, walking me through all of the things we should be considering and explaining terms. The time she spent making sure we understood everything was a deciding factor for us.
Reply from Tracy Geer
November 9th, 2024 03:42 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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Robert is always helpful for our process.
Reply from Robert Hill
November 9th, 2024 03:10 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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From our first communication Mr. Scaglia was encouraging and supportive. I felt throughout the process of becoming a first-time home buyer that he genuinely wanted to "make it happen." Together with the recommended course, Phil's demeaner made...
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Reply from Phil Scaglia
November 9th, 2024 05:27 AM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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Phil was excellent! He was quick and thorough with communication. He answered all of our questions and provided great advice. We had a seamless experience all because of Phil!
Reply from Phil Scaglia
November 9th, 2024 03:02 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Easy refinance
Reply from Chris Laughlin
November 4th, 2024 04:12 AM
Terry: Thank you for allowing me to take care of the refinance for you!
Jim is very easy to talk with,explains the why and how . Felt like we knew him before.
Reply from Jim Yarrington
November 3rd, 2024 06:17 PM
Mary, you are so kind. Thank you. It was a pleasure to help you with the purchase of your new home
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my questions were answered quickly
Reply from Rick Whisman
November 4th, 2024 02:30 PM
Marti, always great working with you! Thanks for the feedback.
Outstanding to work with communication was💯
Reply from Terry & Peter O'Neill
November 8th, 2024 03:04 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Communication was 💯. Knowledge 💯 and ease to work with💯
Reply from Owner
October 3rd, 2025 12:00 AM
Jenny, we value your opinion and are so glad we were able to assist you!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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