
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Kelly is so communicative and helpful. She makes an overwhelming process manageable.
Reply from Kelly Whitwood
November 11th, 2024 05:25 PM
Thank you, Kevin! It was great to work with you again, and your wonderful Agent.
Hope you love your new home!
Very intelligent and has lots of experience, was able to get our deal done with no issues, and ahead of time.
Reply from Gerry Phillips
November 12th, 2024 01:40 PM
I am so delighted that you & Montana have your 1st home together! I wish you 2 all the Blessings for a wonderful future together!
Matt and his team were quick to return phone calls. Their answers to my questions were always accurate. I felt that they were all trying to get me into the mortgage that fit me the best.
Thank you Matt
Reply from Owner
October 3rd, 2025 12:00 AM
Steven, thank you for your positive feedback! We are glad to have assisted you!
First State Bank of St. Charles has received a review with 5 star rating from Emily P
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your review!
We discussed the plan of action and they made it happen .
Reply from Terry & Peter O'Neill
November 14th, 2024 05:46 PM
Alberto, it was great working with you on your new purchase. We hope all goes well with your new home, and we'd welcome the opportunity to work with you again in the future!
Terry & Peter O.
They were able to take over from another broker we were dissatisfied with and were diligent to get everything done in short period of time!
Reply from Terry & Peter O'Neill
November 14th, 2024 01:53 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Wonderful experience, the team was thoughtful, transparent and thorough!
Reply from Rick Whisman
November 8th, 2024 03:32 PM
Angie, thanks so much for input. I will pass this along to my team. Always a pleasure to help you and Paul!
Great communication from Matt and his team.
Reply from Matt & Betsy Maassen
November 13th, 2024 03:20 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Wonderful experience, the team at First Sate Bank Mortgage was thoughtful, through and very transparent with all aspects of the finance process. Thank you!!
Reply from Owner
July 4th, 2025 12:00 AM
Angie, thank you for choosing First State Bank Mortgage! We are so glad that our team could help you throughout the lending process. Please let us know if we can assist you in the future!
Brad and Stephanie were excellent in my loan experience. They answered every question I had
Reply from Brad Fink
November 12th, 2024 03:52 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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