
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Excellent service and competitive rates, highly recommend.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for sharing your experience, Tim!
Matt and Betsy Maassen take the time to get to know you and your financing needs as well as constructing loan options that make sense for any particular situation. They are supported by application tech and a processing team that is second...
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Reply from Owner
October 3rd, 2025 12:00 AM
Stephanie, we really appreciate you taking the time to share your experience with us! We are glad that Matt and Betsy have been able to assist you multiple times. Repeat business is the best compliment you could ever give us!
Tracy Geer is very knowledgable, responsive, reassuring, and personable. Her team was great too. Highly recommend!
Reply from Owner
October 3rd, 2025 12:00 AM
Caitlin, thank you for the great review! We’re happy you had a great experience!
Answerd all of our questions any time we needed it .
Reply from Matt & Betsy Maassen
November 28th, 2024 11:13 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Maggie was great from the very beginning. Very knowledgeable, helpful. Explained and answered all our questions.
Reply from Maggie Rivera
November 28th, 2024 04:54 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
The level of service was excellent. They made a complex process as simple as possible.
Reply from Scott and Traci Turner
November 28th, 2024 03:36 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Phil knows his stuff and clearly does what it takes to make his clients happy. He has a great support team and the process was as painless as possible :)
Reply from Phil Scaglia
November 27th, 2024 08:31 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil & his team were always on top of communication and got back to me right away on any questions I had with very thorough answers, and I felt I could trust the advice they gave, and appreciated how proactive Phil was in locking in a good...
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Reply from Phil Scaglia
November 27th, 2024 05:58 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil was very helpful throughout the entire home buying process. He is always courteous, friendly, efficient and communicative. This is our 2nd home we have bought with Phil as our Loan Officer and we will gladly continue working with him on...
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Reply from Phil Scaglia
November 27th, 2024 04:29 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Jeff was a great communicator and kept us in the loop of everything that was going on
Reply from Jeff Krueger
November 22nd, 2024 10:26 PM
Thank you Chris as I enjoyed working with the both of you as well and will keep you both posted on rates down the road as well. Enjoy the new place soon! Jeff
3101–3110 of 12257
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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