
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great experience, phenominal communication, overall Chris was extremely knowledgeable and helpful.
Reply from Chris Laughlin
November 22nd, 2024 10:10 PM
Thanks for the compliment Matt! Congrats on buying your 1st house... and thank you for allowing us to help you with the mortgage portion of the process. :)
Jim was able to help me at every step in the home buying process and communicated well with us. He coordinated with each agent to ensure that we were all on the same page. Great experience and would recommend Jim and FSBM to anyone that wants...
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Jim was able to help me at every step in the home buying process and communicated well with us. He coordinated with each agent to ensure that we were all on the same page. Great experience!
Reply from Jim Yarrington
November 24th, 2024 04:10 PM
Luke, it was a delight to work with you and the family again. I enjoyed every step of the way with you on this journey. Enjoy the new home!!
Y
I just closed a loan with Phil Scaglia and had a great experience from beginning to end. He knows his craft well and has a great team to get a home loan closed from start to finish. Thanks!
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for your positive feedback, Russell! Please let us know if we can be of service in the future!
Jim Yarrington has received a review with 5 star rating from Cory P
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for reviewing us, Cory!
Jim Yarrington has received a review with 5 star rating from Matt F
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate the five stars, Matt!
Jenny was very helpful and responsive during the process. She made everything go smoothly and was great to work with!
Reply from Jenny Zillner
November 26th, 2024 06:50 AM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Maggie is very supportive ,resourceful and attentive
I like talking to her because she can clear things in a calming way.
Reply from Maggie Rivera
November 26th, 2024 02:16 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Shad Lager and the team at First State Bank Mortgage made my homebuying experience smooth and seamless. They are experts in getting you just the right mortgage product, and communicating every step along the way. I felt like I had a powerhouse...
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Reply from Owner
July 4th, 2025 12:00 AM
David, thank you for the awesome review! We are so glad that Shad and our team could assist you!
Shad knows his stuff, got me a great loan product, communicated well, and made the process seamless.
Reply from Shad Lager
November 25th, 2024 04:05 PM
I really appreciate the feedback and look forward to working with you again.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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