
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Barry and Kelly are the best team I have ever encountered in the lender space! They were both incredibly responsive. Barry works quickly, especially when we ran into hiccups. I truly think the world of this team and they made this experience...
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Reply from Barry Allen
December 23rd, 2024 03:24 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home. If you have any questions thru the life of your loan feel free to contact me anytime I am always willing to help out! My job starts...
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I had been working with Nathan for quite some time. Years actually, attempting to get into a home. He was patient and very understanding at each turn. Anytime there was a challenge, he was able to give prompt and detailed advice on how to handle...
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Reply from Nathan Grojean
December 24th, 2024 04:22 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Very knowledgeable and understanding at each turn with our new construction home. Made lending as pain free as possible and were as competitive as anyone could be with their rates
Reply from Owner
July 4th, 2025 12:00 AM
We work hard to meet expectations like yours, and we’re happy to hear we hit the mark! Thank you for choosing First State Bank Mortgage, Corey!
Gerry was great to work with. I highly recommend him.
Reply from Owner
October 7th, 2025 12:00 AM
Leigh, thank you for your positive review!
Phil Scaglia and his team went above and beyond. They are incredibly responsive with a high sense of urgency. Super knowledgeable and invested in giving you the best chance at purchasing your home. The process was seamless and I felt like I...
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the kind words, Grant! We’re so happy your experience with Phil and our team went so smoothly.
Very easy and communicated to make sure all the steps were completed
Reply from Todd Hedger
December 18th, 2024 01:45 PM
I am thrilled to hear you had such a positive experience, Makenna! Clear communication is key in everything and I'm glad to know that you appreciated this approach. If you need anything, don't hesitate to reach out. Thank you for your kind...
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Great experience
Reply from Ron Ruzicka
December 22nd, 2024 03:22 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Chesterfield has received a review with 5 star rating from Sarah W
Reply from Owner
July 4th, 2025 12:00 AM
Sarah, we appreciate the five stars!
I have worked with Chris since the purchase of my first home in 1993. I have always found Chris great to work with and value his expertise and advice.
Reply from Chris Stecher
December 21st, 2024 07:18 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
I have purchased two homes using Gerry over the years and will never look anywhere else. Each time he was professional, and amazingly fast with everything he does. On the second home purchase he went so far above and beyond to secure my financing...
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Reply from Gerry Phillips
December 16th, 2024 04:02 PM
Louis... thank you so much for the super review comments. I really appreciate it!! I always look forward to working with you. You make things SO easy!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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