First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Matt was great to work with. He walked through this with us every step of the way and helped out as much as he could. It was a great experience from start to finish.
Reply from Matt & Betsy Maassen
December 28th, 2024 03:04 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Terry and his team were awesome, made my first time buying a home a simple and painless process!
Reply from Owner
October 3rd, 2025 12:00 AM
Congratulations on your first home purchase, Kyle! We are thankful you chose us as your lender!
Terry and his team are great!!
Reply from Terry & Peter O'Neill
December 27th, 2024 09:06 PM
Thanks for the great feedback. I hope you enjoy your new home!
For us being first time buyers, it was a wonderful experience! Everyone was amazing and made the process very simple. Thank you everyone!
Reply from Jenny Zillner
December 26th, 2024 08:43 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Don made my refinance of my home hassle and stress free. Answered all my questions in a timely manner.
Quick and easy process.
Reply from Don MacPherson
December 26th, 2024 12:47 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from Billie B
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the five stars, Billie!
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Jeff was approachable and was cognizant of my time constraints
Reply from Jeff Krueger
December 21st, 2024 08:03 PM
Thank you Kamran and Fazia as you both were a pleasure to work with. Hope you will be enjoying you new home soon. I look forward to meeting you as I have a little something for you!. Jeff
Clear communications and advices
Reply from Scott and Traci Turner
December 25th, 2024 03:37 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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Nothing nothing
Reply from Julie Sun
December 25th, 2024 03:21 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Gerry was great to work with. I would highly recommend him.
Reply from Gerry Phillips
December 23rd, 2024 04:11 PM
Leigh.... thank you!
We are so lucky to have You & Jody here at the Lake.
You 2 are a perfect reason why the Lake is so wonderful!
The memories you all create with family & friends will be unforgettably fantastic!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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