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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • Encompass
    A
    Alfred W L
    SAINT LOUIS, MO
    Posted on May 20th, 2025 09:10 PM
    I had used five different financial institutions. Russ is the best financial officer I had met. Very professional, tuned to what I need and delivered. Great communicator through out the loans process. Thanks Russ.
    Reply from Russ Bray
    May 25th, 2025 09:12 PM
    I enjoyed working with you on your home refinance. Thanks for the great feedback.
  • J
    Justin V
    SAINT LOUIS, MO
    Posted on May 20th, 2025 08:42 PM
    Ron always made himself available. He is knowledgeable regarding the process and stayed in constant communication making the process much easier
    Reply from Ron Ruzicka
    May 25th, 2025 08:43 PM
    I really appreciate the feedback and look forward to working with you again.
  • Encompass
    G
    Grace N S
    SAINT LOUIS, MO
    Posted on May 20th, 2025 06:14 PM
    Professional, transparent and responsive
    Reply from Brad Fink
    May 25th, 2025 06:14 PM
    Thank you for the kind words. I hope you enjoy making new memories in your new home.
  • Z
    Zachary M
    TRUESDALE, MO
    Posted on May 20th, 2025 05:31 PM
    Worked with us and got a great rate.
    Reply from Rick Whisman
    May 20th, 2025 06:04 PM
    Zach, thanks so much for your feedback and enjoy your home!
  • T
    Travis C
    Olathe, KS
    Posted on May 20th, 2025 05:13 PM
    Very responsive, friendly, and helpful!
    Reply from Phil Scaglia
    May 25th, 2025 05:17 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • J
    Jaime L R
    WRIGHT CITY, MO
    Posted on May 20th, 2025 02:31 PM
    Melissa and Carol were efficient and great communicators. Thanks for such a smooth transaction!
    Reply from Melissa Maxwell
    May 25th, 2025 02:48 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • M
    Marcus E M
    KANSAS CITY, KS
    Posted on May 20th, 2025 02:21 PM
    Everything
    Reply from Chris Laughlin
    May 20th, 2025 07:26 PM
    Marcus: It was a pleasure helping you and Marcella with the purchase of your new home!
  • J
    Julie R C
    Olathe, KS
    Posted on May 20th, 2025 02:08 PM
    Phil's communication and support were great throughout the process of buying our home. The tools used by First State Bank make it easy as well. Thanks, Phil!
    Reply from Phil Scaglia
    May 25th, 2025 02:13 PM
    Thanks for the great feedback. I hope you enjoy your new home!
  • T
    Trevor G J
    LONG BEACH, CA
    Posted on May 20th, 2025 01:33 PM
    Excellent communication, Phil clearly and thoroughly understood each part of the process, fast closing
    Reply from Phil Scaglia
    May 25th, 2025 01:42 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
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    Chesterfield
    google
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    Justin V
    Posted on May 20th, 2025 12:00 AM
    Ron and his team were extremely professional, knowledgeable, and helpful through the whole entire process.
    Reply from Owner
    July 4th, 2025 12:00 AM
    Justin, thank you for your awesome review! We are glad Ron and our team could assist you.
  • 2461–2470 of 12250
    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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