
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Tracy was so helpful! So GREAT that she was so efficient and made the whole process so easy.
Reply from Tracy Geer
July 19th, 2025 06:04 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Shad was the best ever and very professional and kept me informed always.
Reply from Shad Lager
July 18th, 2025 11:12 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Rick was detailed in his explanation and estimates during the loan application process. Any and all questions that I needed answered were covered during the process and I really felt like I had someone in my corner helping me during the difficulties...
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Reply from Rick Whisman
July 14th, 2025 01:49 PM
Jacob, thanks so much for your feedback on your experience. I enjoyed helping you with your first home purchase!
The willingness to answer questions and to walk us through the process.
Reply from Martin Still
July 14th, 2025 02:58 PM
I appreciate you taking the time to leave a review. It's great to hear that you felt supported throughout the process and found my willingness to answer questions helpful. Thank you for trusting me and First State Bank of St. Charles with your...
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Had a great time working with everyone. They were gave good information on what to do and answered any questions I had.
Reply from Terry & Peter O'Neill
July 18th, 2025 01:10 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Chesterfield has received a review with 5 star rating from David B
Reply from Owner
August 14th, 2025 12:00 AM
David, thank you so much for the great rating!
Jim Yarrington has received a review with 5 star rating from Kyle C
Reply from Owner
October 3rd, 2025 12:00 AM
Thanks for the top rating, Kyle!
Chris Lee was very informative, knowledgeable and very cordial
Reply from Chris Lee
July 14th, 2025 11:28 PM
Thanks for the nice words Joe!
The team was great to work with. They are quick to respond and even reply to inquiries in their off time. I highly recommend their business
Reply from Terry & Peter O'Neill
July 17th, 2025 02:21 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Matt worked very hard at getting us a great rate / Mortgage .
thank you !
Reply from Matt & Betsy Maassen
July 17th, 2025 02:04 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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