
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Michelle was excellent at answering all of our questions quickly and was always very helpful with anything we needed. As a veteran,I also appreciated Michelle's commitment to helping our military.
Reply from Michelle Leesmann
July 22nd, 2025 03:31 PM
I really appreciate the feedback and look forward to working with you again.
Smooth process, great communication, professional team
Reply from Jeff Krueger
July 17th, 2025 10:50 PM
Thank you Raekel & Shane as you were a pleasure to work with. I hope you guys are enjoying your new place.
Jeff
Chesterfield has received a review with 5 star rating from Payal P
Reply from Owner
August 4th, 2025 12:00 AM
Payal, your 5 stars mean a lot to us—thank you!
Scottsdale has received a review with 5 star rating from Raekel S
Reply from Owner
October 5th, 2025 12:00 AM
Thank you for the review, Raekel!
It is great to have Kelly and the folks at FSB in my corner. Great service and expertise.
Reply from Kelly Whitwood
July 16th, 2025 06:31 PM
Thank you, Joe. It was great to work with you again. We are always here to provide the great service you deserve! Have a great summer!
Working with Phil on our recent home purchase was nothing short of exceptional.From the outset, Phil brought not only deep expertise and precision to the mortgage process, but a level of care and personal commitment that made all the difference....
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Reply from Phil Scaglia
July 21st, 2025 02:49 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Friendly, knowledgable, and empathic, Beau is great to work with.
Reply from Beau House
July 21st, 2025 02:20 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Very easy to complete task. Flexible and friendly service.
Reply from Tracy Geer
July 21st, 2025 12:08 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Jim Yarrington has received a review with 5 star rating from Linda K
Reply from Owner
October 3rd, 2025 12:00 AM
Thanks for the wonderful rating, Linda!
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Reply from Beau House
July 20th, 2025 04:10 AM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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