
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Tracy and her team made the process of buying our first home very smooth and easy! Everything was communicated clearly and promptly and I appreciated her quick assistance answering any questions I had and working with me through the process....
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Reply from Tracy Geer
August 24th, 2025 02:26 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Very communicative and knowledgeable
Reply from Jenny Zillner
August 24th, 2025 12:38 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Scottsdale has received a review with 5 star rating from Hunter H
Reply from Owner
October 5th, 2025 12:00 AM
Thank you for the positive rating, Hunter!
We worked with Scott, Traci & their team and they were all great. They went above & beyond to help us secure our home, very quick and communicative with any questions or concerns we had. I would definitely recommend them to any family member...
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the wonderful review! We’re so glad Scott, Traci, and the team could go above and beyond to make your home buying experience smooth and positive. We truly appreciate your recommendation and wish you all the best in your new home!...
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Highly recommend working with Chris Laughlin for your mortgage. He will make sure you thoroughly understand each step of the mortgage process. He is also very transparent about the rate calculation and the costs, which are competitive.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Jeff! We’re so glad to hear Chris provided clear guidance and transparency throughout the process. We appreciate your recommendation and are happy he could make your experience a great one!
Tracy and the team at First State Bank Mortgage make the process of buying a home smooth and easy! They provide clear communication and are very friendly!
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Hope! We’re so glad Tracy and the team made your home buying experience smooth and easy. We appreciate your kind words and wish you many happy memories in your new home!
Matt and the whole team that helped us with our loan were excellent! My husband and I are first time home buyers and they made the experience virtually painless. They answered all of our questions even when they were not in the office and helped...
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Reply from Matt & Betsy Maassen
August 23rd, 2025 09:24 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Martin was very helpful and straightforward throughout the whole process! He had great communication from start to finish.
Reply from Martin Still
August 19th, 2025 02:23 PM
I'm glad to hear you found my approach helpful and straightforward. Maintaining clear communication from start to finish is something I strive for, so it's rewarding to know it made a difference for you. Thank you for taking the time to share...
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Matt and the whole team that helped us with our loan were excellent! My husband and I are first time home buyers and they made the experience virtually painless. They answered all of our questions even when they were not in the office and helped...
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Keya! We’re so glad Matt and the team could make your first home buying experience smooth and stress-free. We truly appreciate your recommendation and wish you and your husband all the best in your new home!
Having been years since I have gone through this process, I had questions at times I felt the explanations were fairly rushed. This is a lot of money and I wanted to be clear on the steps and process. The online "class" I took to get the reduction...
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Reply from Phil Scaglia
August 22nd, 2025 10:31 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
2001–2010 of 12240
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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