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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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Reviews from Web
  • for
    Barry Allen
    Encompass
    W
    Williams L
    OVERLAND PARK, KS
    Posted on August 15th, 2026 12:22 AM
    Very responsive to all our questions.. Excellent customer service skills also
    Reply from Barry Allen
    August 15th, 2026 04:34 PM
    Thank you so much for the thoughtful review! I'm happy to hear that you felt supported throughout the process. Helping my clients understand each step and providing responsive service are always top priorities. Congratulations, and thank you...
    read more
  • for
    Randy Robinett
    google
    B
    Bret H
    Posted on August 15th, 2026 12:00 AM
    Randy Robinett has received a review with 5 star rating from Bret H
    Reply from Owner
    August 25th, 2026 12:00 AM
    Thank you for the 5-star rating, Bret! We appreciate you choosing First State Bank Mortgage.
  • for
    Jim Yarrington
    google
    B
    Becky R
    Posted on August 15th, 2026 12:00 AM
    Chris was very helpful and informative, he was great to work with and would always respond in a timely manner. He took a lot of time in making sure things ran smoothly. I would certainly recommend him.
    Reply from Owner
    August 25th, 2026 12:00 AM
    Thank you, Becky! We’re so glad Chris was helpful, responsive, and committed to keeping everything on track. We appreciate your recommendation!
  • for
    Shad Lager
    Encompass
    A
    Alexandria G
    SAINT LOUIS, MO
    Posted on August 14th, 2026 11:57 PM
    Shad made the process easy through his communication, sharing up front what our options were and what was needed.
    Reply from Shad Lager
    August 20th, 2026 08:08 PM
    Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
  • for
    Beau House
    Encompass
    J
    Jane F
    AFFTON, MO
    Posted on August 14th, 2026 11:03 PM
    Beau is absolutely awesome! He was there every step of the way answering my questions and providing excellent support! From the very beginning of prequallificaton to document signing, I felt like I had a trusted friend to guide me through the...
    read more
    Reply from Beau House
    August 20th, 2026 06:47 PM
    Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
  • for
    Gerry Phillips
    Encompass
    C
    Christina L C
    LAKE OZARK, MO
    Posted on August 14th, 2026 05:38 PM
    Why would we be advised to take our business to another bank after Gerry had seen our borrowing credit? We had already moved into a post credit phase, whithin the application with Gerry & First State Bank,"then" we were advised to move from...
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    Reply from Gerry Phillips
    August 24th, 2026 02:26 PM
    We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
  • for
    Todd Hedger
    Encompass
    M
    Mabel L A
    Smithville, MO
    Posted on August 14th, 2026 03:33 PM
    Great service throughout the entire process.
    Reply from Todd Hedger
    August 17th, 2026 01:41 PM
    Thank you for the great review, glad we could help you! If you ever need anything, please let me know.
  • for
    Gerry Phillips
    Encompass
    L
    Laura A H
    CLEVER, MO
    Posted on August 14th, 2026 03:15 AM
    Gerry is very knowledgeable
    Reply from Gerry Phillips
    August 15th, 2026 04:36 PM
    Hey, Laura... You know I adore you & Tony. Will miss you dearly, but know that you are going to love it in Clever so close to Sydney. I wish Tony the best at his new job & I'm sure you will be involved in your own thing before long!
  • for
    Chesterfield
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    J
    Jane F
    Posted on August 14th, 2026 12:00 AM
    Chesterfield has received a review with 5 star rating from Jane F
    Reply from Owner
    August 25th, 2026 12:00 AM
    Thank you for the 5-star rating, Jane! We appreciate your business and are grateful you chose First State Bank Mortgage.
  • for
    Jenny Zillner
    Encompass
    P
    Paul G
    TONGANOXIE, KS
    Posted on August 13th, 2026 02:38 PM
    Jenny, was spectacular in getting me approved and stayed on me to get things done that the bank needed . Very much appreciated ! Great Job !
    Reply from Jenny Zillner
    August 18th, 2026 02:39 PM
    I enjoyed working with you. Thanks for the great feedback.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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