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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • R
    Riley Z
    KANSAS CITY, MO
    Posted on August 26th, 2025 05:28 PM
    Chris was very communicative throught out the whole process, making things easy and smooth. Always was letting me know what was going and making sure we got everything done before the deadlines. If anyone ever need a loan officer, I would highly...
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    Reply from Chris Laughlin
    August 26th, 2025 06:51 PM
    Riley: I know the process of getting the downpayment grant approved was a lot of work. Thank you for having a positive 'get it done' attitude as we worked through all the government requirements together. I hope you have many happy years in...
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  • for
    Michele Norris
    Encompass
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    Alyssa B
    HILLSBORO, MO
    Posted on August 26th, 2025 05:23 PM
    Michele was so patient and kind as we navigated buying our first home by answering our million questions.
    Reply from Michele Norris
    August 31st, 2025 05:23 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
  • L
    Lucas S
    Belton, MO
    Posted on August 26th, 2025 05:11 PM
    it was great working with todd
    Reply from Todd Hedger
    August 26th, 2025 06:37 PM
    Thank you, Luke, for your kind words. I'm grateful for the chance to work with you and I'm glad the experience was a positive one. If there's anything else you need or if you have more questions down the line, feel free to reach out. Take care!...
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  • C
    Cecil A S
    Saint Ann, MO
    Posted on August 26th, 2025 04:58 PM
    It's was so great experience with the whole team most especially to Shad,he helped me a lot and always gave me updates on the whole process in buying the house.
    Reply from Shad Lager
    August 31st, 2025 04:59 PM
    Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
  • R
    Raymond H
    Harrisonville, MO
    Posted on August 26th, 2025 02:38 PM
    Great communication and Phil knows his stuff
    Reply from Phil Scaglia
    August 31st, 2025 02:39 PM
    I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
  • A
    Ami L W
    CHARLOTTESVILLE, VA
    Posted on August 26th, 2025 02:06 PM
    Phil is upfront and honest. Clearly communicated what we needed to do. We could not have done this with out him
    Reply from Phil Scaglia
    August 31st, 2025 02:08 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • D
    David A H
    Tempe, AZ
    Posted on August 26th, 2025 02:06 PM
    fantastically amazing
    Reply from Jeff Krueger
    August 26th, 2025 11:51 PM
    David...Thank you for your trust in me and will be continuing watching for you when something can make sense for you. By the way great home that you have. Jeff,
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    Chesterfield
    google
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    Cecil S
    Posted on August 26th, 2025 12:00 AM
    As a first time home buyer, it was so great experience with this company, they are very great in helping me,assisted me the home buying process.
    Reply from Owner
    September 4th, 2025 12:00 AM
    Thank you, Cecil! We’re so glad we could help make your first home buying experience a great one. Congratulations on your new home!
  • R
    Ray H
    Posted on August 26th, 2025 12:00 AM
    Worked with Phil on a mortgage for my first home purchase. He was very communicative and knowledgeable and made the process as seamless as possible. Very impressive
    Reply from Owner
    October 3rd, 2025 12:00 AM
    Thank you, Ray! We’re thrilled to hear Phil made your first home purchase seamless with his knowledge and communication. Congratulations on your new home!
  • R
    Riley Z
    Posted on August 26th, 2025 12:00 AM
    Jim Yarrington has received a review with 5 star rating from Riley Z
    Reply from Owner
    October 3rd, 2025 12:00 AM
    Riley, we’re grateful for your 5-star rating! Thanks for choosing us to help with your home mortgage loan.
  • 1951–1960 of 12238
    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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