
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great as usual. He’s my go to person for this!
Reply from Owner
October 2nd, 2025 12:00 AM
Thank you, Charles! We’re honored to be your go-to and truly appreciate your continued trust.
I had to find a home for my elderly mother quickly. Scott and Traci turned around the pre-approval in a day. They, along with Jody, communicated, were quick to respond, and made the entire rushed experience easy from pre-approval to closing...
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Stephanie! We’re so glad our team was able to make the process smooth and stress-free during such a time-sensitive move for your mother. We truly appreciate your kind words!
Jeff is always a pleasure to work with and we have used his services for many years!
Reply from Jeff Krueger
September 1st, 2025 06:04 PM
I'm grateful for your continued trust and support, Charles. It's been a pleasure working with you over the years, and I'm here whenever you need assistance. If there's anything more I can do for you, don't hesitate to let me know. Thank you!...
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Gerry is extremely knowledgeable and is available every step of the process!
Reply from Gerry Phillips
August 30th, 2025 04:48 PM
Dennis, you are an amazing friend and were SO delightful to work with. I am grateful that you came to me for the purchase of your new home.
Brad was always available, responsive, and extremely helpful. Stephanie was very helpful, timely, and communicative.The entire experience was AMAZING and I cannot say enough positive things about Brad.Every effort was made to ensure my mind...
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Reply from Brad Fink
September 3rd, 2025 08:50 PM
I really appreciate the feedback and look forward to working with you again.
Great communication, time efficient. Rick answered any and all questions we had throughout the process.
Reply from Rick Whisman
August 29th, 2025 04:37 PM
Michelle, thanks so much for your feedback and chance to serve you. Enjoy your home!
Personal attention of a "friend" I've done business with several times
Reply from Terry & Peter O'Neill
September 3rd, 2025 02:42 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Highly communcative, easy to work with, no BS.
Reply from Phil Scaglia
September 3rd, 2025 02:30 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
The very open comunica seriously made our entire experience super amazing! even when we missed a docu they were very quick to get ahold of us but also not pushy at all! If I ever buy another house we definitely plan to use the same people!!...
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Reply from Michelle Leesmann
September 3rd, 2025 02:07 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Chesterfield has received a review with 5 star rating from A B
Reply from Owner
September 4th, 2025 12:00 AM
We appreciate your 5-star review—thank you for choosing us!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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