First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Kim was absolutely wonderful to work with! She made the entire mortgage process smooth, stress-free, and easy to understand. Always responsive, professional, and kind — we couldn’t have asked for a better experience. Highly recommend!
Reply from Owner
December 3rd, 2025 12:00 AM
Thanks so much, Anni! We’re thrilled to hear you had such a great experience working with Kim. We appreciate your recommendation and kind words!
Jim is always quick to respond and give us guidance and insight on our home purchasing process
Reply from Jim Yarrington
November 7th, 2025 06:28 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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Tracy and her team made it a worry free experience
Reply from Tracy Geer
November 6th, 2025 05:26 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
From the beginning to the end.
Reply from Jenny Zillner
November 6th, 2025 03:27 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
We switched to First State Bank after having a miserable experience with Bank of America. Melissa was absolutely wonderful! Always answered the phone, was friendly and helpful. She worked extremely hard for us to get closed in a very short...
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Reply from Melissa Maxwell
November 6th, 2025 02:32 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Steve is an excellent communicator and kept us in the loop with everything! Would recommend 10/10
Reply from Steve Carrico
November 6th, 2025 02:18 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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Todd and his team provide the best service and the most compeative rates in the industry.
Reply from Todd Hedger
November 6th, 2025 02:09 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Michele Norris
Michele and her team were excellent. They are all so freindly, welcoming and professional. They are quick with responses and information. They made the financing part of our home purchase a breeze. I highly recommend Michele and her team!
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Reply from Michele Norris
November 6th, 2025 03:06 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Everything was perfectly fine, good service, thank you.
Reply from Maggie Rivera
November 6th, 2025 07:07 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Jeff made my first time mortgage such an easy process. He was always available to answer my questions. He worked hard at getting the deal done and had great suggestions. I highly recommend Jeff.
Reply from Jeff Krueger
November 1st, 2025 08:53 PM
It's glad to hear that Bennett's first mortgage experience went smoothly. I'm pleased I could assist you and provide the support you needed. If you have any other questions or future needs, don't hesitate to reach out. Thank you for your recommendation,...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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