First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Rick is a trusted loan officer who has your best interests!
Reply from Rick Whisman
December 1st, 2025 03:12 PM
Karthik, thanks so much for your input and continued business!
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Kim was amazing to have as a first time home buyer! She was always available for any questions I had! She made a pretty daunting experience so much more comforting! I will recommend Kim to anybody I know looking for a lender!
Reply from Kim Schultz
November 26th, 2025 04:17 PM
Thank you so much Mikal! Thrilled I could be part of this new chapter! Your new home is beautiful! Please do not hesitate to reach out if you need anything else!
Terry and team were quick to communicate and provide direction
Reply from Terry & Peter O'Neill
December 1st, 2025 02:07 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Steve was very helpful and very knowledgeable. Everything went smoothly.
Reply from Steve Carrico
December 1st, 2025 04:45 PM
It was great working with you. Thanks again for putting your trust in us.
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Chesterfield
Chesterfield has received a review with 5 star rating from Tami L
Reply from Owner
December 4th, 2025 12:00 AM
Tami, we appreciate your support—thanks for the 5 stars!
Kim Shultz was amazing to have as a first time home buyer! She was always available for any questions I had! She made a pretty daunting experience so much more comforting! I will recommend Kim to anybody I know looking for a lender!
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Mikal, for the kind words! We’re so glad Kim was able to make your first homebuying experience more comfortable and be there whenever you needed guidance. We truly appreciate your recommendation and are excited to have been part...
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I have worked with Beau several times over the years. Service is always excellent.
Reply from Beau House
December 1st, 2025 07:27 PM
I enjoyed working with you. Thanks for the great feedback.
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Brad and his team are highly talented and displayed their talent throughout the entire proces.
Reply from Brad Fink
December 1st, 2025 08:22 PM
I really appreciate the feedback and look forward to working with you again.
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a pleasure to work with and are very knowledgeable.
Reply from Kim Schultz
November 25th, 2025 04:31 PM
Thanks so much for allowing me to assist you with your financing again! Best of luck with everything! As always, reach out if I can be of assistance with anything!
Kim
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service knowledge of the industry and what we needed was above and beyond anything I've experienced before!
Reply from Mindy Primm
December 1st, 2025 03:53 PM
Thank you for the positive review. If you need anything, please give me a call.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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