
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Scott Turner was great all the way thru the process being very kind and patient. Also, Scott has excellent communication skills. Appreciated Scott being with us at closing which was important in verifying to the closer at First State Bank that...
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Reply from Scott and Traci Turner
November 30th, 2025 01:19 AM
Congrats on your new home!!
The whole process was easy from beginning to end. Great communication!
Reply from Todd Hedger
December 1st, 2025 01:03 PM
I'm glad to hear that the process was smooth and communication met your expectations. Thank you for your feedback, Marilyn. If you need any assistance in the future, feel free to reach out.
Robert Hill is the absolute best! Always communicates and answers mine and my clients questions promptly And we always close on time. He definitely gives the great lending advice!
Reply from Robert Hill
December 3rd, 2025 03:47 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great seamless refinance experience!
Reply from Barry Allen
December 3rd, 2025 03:04 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Jennifer knows how to handle her work and that make everything great for me
Reply from Jenny Zillner
December 2nd, 2025 07:16 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Great communication and made the process seamless, thank you Phil!
Reply from Phil Scaglia
December 2nd, 2025 05:34 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
What a team; great commitment to us and the process, great communication and so easy to work with
Reply from Terry & Peter O'Neill
December 2nd, 2025 04:27 PM
I really appreciate the feedback and am looking forward to working with you again.
Barry helped us for over a year and always was responsive and friendly. Helped guide us through the process and always was patient.
Reply from Barry Allen
December 2nd, 2025 03:48 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Very transparent and helpful.
Reply from Michelle Leesmann
December 2nd, 2025 03:03 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
very helpful and anticipated my questions and needs
thank you
Reply from Phil Scaglia
December 2nd, 2025 09:59 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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