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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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Reviews from Web
  • for
    Annette Bealmear
    Encompass
    B
    Brodie V
    COLUMBIA, MO
    Posted on December 24th, 2025 03:38 PM
    The communication and the ability to answer any and all questions we had throughout the whole process. Absolutly made this experience and process as less stressful as they could and we are grateful for it. Thank you
    read more
    Reply from Annette Bealmear
    December 29th, 2025 03:39 PM
    I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
  • for
    Russ Bray
    Encompass
    L
    Lisa F
    WARRENTON, MO
    Posted on December 24th, 2025 02:14 PM
    Russ was a great per to work with and helped us through the proceans of buying our new home with good advice and guidance.
    Reply from Russ Bray
    December 29th, 2025 02:14 PM
    Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
  • for
    Scott and Traci Turner
    Encompass
    C
    Charles L B
    Lenexa, KS
    Posted on December 24th, 2025 03:20 AM
    Scott was helpful, knowledgeable and friendly.
    Reply from Scott and Traci Turner
    December 29th, 2025 03:35 PM
    So nice to work with you!
  • for
    Scott and Traci Turner
    Encompass
    J
    James A L
    Olathe, KS
    Posted on December 23rd, 2025 08:12 PM
    They were great to work with. Very responsive, helpful, and everything went smoothly.
    Reply from Scott and Traci Turner
    December 29th, 2025 03:00 PM
    Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
  • for
    Todd Hedger
    Encompass
    K
    Kaylyn H
    Erie, CO
    Posted on December 23rd, 2025 04:23 PM
    The entire refinancing process was so easy, Todd was excellent at communicating and keeping us updated.
    Reply from Todd Hedger
    December 23rd, 2025 04:34 PM
    It's great to know that the refinancing process was smooth for you, Kaylyn. I’m glad to have kept you informed and updated throughout. Should you have any more questions or need assistance in the future, feel free to reach out.
  • for
    Martin Still
    Encompass
    R
    Roberta B
    Independence, MO
    Posted on December 23rd, 2025 04:15 PM
    Thw ease I had of clearly understanding my loan process
    Reply from Martin Still
    December 29th, 2025 08:45 PM
    I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
  • for
    Don MacPherson
    Encompass
    S
    Stephen T M
    CURRYVILLE, MO
    Posted on December 22nd, 2025 04:07 PM
    Everything went extremely smooth !!!
    Reply from Don MacPherson
    December 29th, 2025 06:52 PM
    Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
  • for
    Matt & Betsy Maassen
    Encompass
    G
    Gregory W
    WENTZVILLE, MO
    Posted on December 22nd, 2025 03:41 PM
    Matt is on top of his game! He is always available and had all the answers when we had questions. He never gave the impression that we were a burden when we had many unanswered questions. I know we don't buy many homes in our lifetime but we...
    read more
    Reply from Matt & Betsy Maassen
    December 29th, 2025 07:44 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
  • for
    Russ Bray
    Encompass
    S
    Sara J
    SAINT PETERS, MO
    Posted on December 22nd, 2025 12:58 AM
    Russ and his team made everything easy!
    Reply from Russ Bray
    December 29th, 2025 06:09 PM
    Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
  • for
    West Clay
    google
    S
    Sara J
    Posted on December 22nd, 2025 12:00 AM
    Russ and his team made everything easy!
    Reply from Owner
    January 2nd, 2026 12:00 AM
    Thank you, Sara! We’re so glad to hear Russ and his team made the process easy for you. We appreciate you taking the time to share your experience!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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