
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Super friendly and helpful
Reply from Kelly Whitwood
January 19th, 2026 04:46 PM
Thank you, Nick! Hope you and Madi create some beautiful memories in your new home! It was a joy to work with you both.
Clear, timely communication. Very smooth, quick transaction. Very professional yet friendly staff!
Reply from Todd Hedger
January 20th, 2026 02:05 PM
Thank you for your kind words, Brenda. I'm glad to hear that the communication was clear and timely, and that the transaction went smoothly. It's important to me to balance professionalism with friendliness, and I'm pleased this came through...
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Phil and his team were very helpful in assisting my wife and I in sme curing our loan.
Reply from Phil Scaglia
January 23rd, 2026 05:25 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
We are very thankful for our updated rate, and Tracy made the entire process a breeze!
Reply from Tracy Geer
January 23rd, 2026 04:09 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your home refinance and for the great feedback.
We are very thankful for our updated rate, and Tracy made the entire process a breeze!
Reply from Owner
January 29th, 2026 12:00 AM
Thank you for the five-star review, Brad. We’re so happy to hear you’re pleased with your updated rate and that Tracy made the process smooth and easy. We truly appreciate your trust and the opportunity to work with you.
Jim Yarrington has received a review with 5 star rating from Evan H
Reply from Owner
January 29th, 2026 12:00 AM
Thank you for the five-star rating, Evan. We truly appreciate you taking the time to share your positive experience and for choosing us for your home financing needs.
Melissa and carol both made sure I was very well taken care of it was a smooth easy process!
Reply from Melissa Maxwell
January 22nd, 2026 08:17 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
The level of communication. All of my questions were answered and addressed quickly.
Reply from Rick Whisman
January 19th, 2026 03:43 PM
Brandon, thanks so much for your input. Enjoy your new home!
First time home buyer, here. The process with which everything was handled was painless. All of my questions were answered promptly and I didn’t feel like I was in the dark about anything.
Reply from Owner
February 7th, 2026 12:00 AM
Thank you for the five-star review, Brandon. We’re so glad to hear your first-time homebuying experience felt painless and well-communicated. Making sure our customers feel informed and supported every step of the way is always our goal. Congratulations...
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Thank you Barry, go Hawks!
Reply from Barry Allen
January 21st, 2026 03:37 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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