First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Thanks for all the hard work.
Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Steven! We appreciate you taking the time to leave a review and are glad we could help.
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Martin is very supportive and works very well with you to make sure you have a pleasant and informative experience.
Reply from Martin Still
February 2nd, 2026 05:04 PM
Brian, thank you for sharing your thoughts. I appreciated the opportunity to work together.
Chris makes sure everything stays on track so we can get the deal done.
Reply from Chris Laughlin
February 2nd, 2026 04:35 PM
Thank you for review Bill. Welcome back to Kansas City!
I was so pleased to work with Senior Loan Officer. Martin Still, of First State Bank mortgage. You want someone who is knowledgeable, patient, kind, honest, thorough. Martin is all of those, and made himself available to answer the slightest...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you so much, Cameron, for taking the time to share this thoughtful review. We’re thrilled to hear about your experience with Martin and appreciate your kind words about his knowledge, patience, and steady guidance throughout the process....
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Communication was clear and concise. Questions were answered promptly. Everyone was very friendly and pleasant tomwork with. The experience was made easy .
Reply from Ron Ruzicka
February 6th, 2026 04:43 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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was a great person to work with very knowledgeable about the business and convey professionalism would work with him anytime
Reply from Jeff Krueger
February 3rd, 2026 01:47 AM
I'm grateful for your kind words, Kenneth & Molly. Your feedback means a lot, and I'm glad to hear that you had a positive experience. Should you need any assistance in the future, I'm here to help. By the way stay warm and no perch fishing...
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Martin's patience with my lack of experience, and lack of very/computer savvy was very much appreciated.
Reply from Martin Still
February 2nd, 2026 05:05 PM
Thank you for sharing Cameron.
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ommunication and great job explaining everything
Reply from Ron Ruzicka
February 5th, 2026 06:01 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
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Robert is extremely patient with people who strugg with technolog.
Reply from Robert Hill
February 5th, 2026 04:26 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
He was always there and had an answer.
Reply from Gerry Phillips
January 31st, 2026 06:19 PM
Thanks, Chet!
You and Brianna were so quick & kind during the entire process. I loved working with you 2. Enjoy your new home... you both deserve to celebrate a job well done!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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