
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Beau House and his team were great. They communicated well and provided excellent service. I really appreciated their expertise and advice. Our refinance went smoothly and we couldn't be happier!
Reply from Owner
July 4th, 2025 12:00 AM
Patrick, thank you for sharing your experience with First State Bank Mortgage. We are happy you had a positive experience with Beau and our team!
Jim made it great! His knowledge and ability to get us the best rates was second to none . I can't imagine doing this process without him
Reply from Jim Yarrington
March 4th, 2026 04:02 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Phil made sure the timing worked well for us and for the market to refinance our house. We appreciated his expertise!
Reply from Phil Scaglia
March 4th, 2026 03:25 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Exceptional
Reply from Melissa Maxwell
March 4th, 2026 03:19 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Jim made it great! His knowledge and ability to get us the best rates was second to none . I can't imagine doing this process without him
Reply from Owner
March 29th, 2026 12:00 AM
Thank you, Troy! We’re so glad Jim’s expertise and dedication made the process a great experience for you. We truly appreciate your trust and your kind words!
Thank you Don for taking care of us once again! We appreciate y'all =]
Reply from Don MacPherson
March 4th, 2026 04:26 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Chris was great to work with, the whole process was streamlined and easy.
Reply from Chris Stecher
March 4th, 2026 07:24 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
Chris was very knowledgeable and explained things in a way I could understand. He made himself available to answer my questions. Toni was available when I needed clarification about items for the underwriter.
Reply from Chris Lee
March 3rd, 2026 03:44 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Shad is absolutely fabulous. Having not bought property since 1995, Shad had great patience with me. I had multiple questions throughout the journey and Shad displayed such knowledge and patience. I would go back to Shad in a minute.
Reply from Shad Lager
March 2nd, 2026 08:16 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
I moved from th St Charles area and tried another mortgage service that was not much help I contacted Matt brcause I was hoping that he could help me even though I am a few miles away He was glad to help and told me to call him first from now...
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Reply from Matt & Betsy Maassen
March 2nd, 2026 05:55 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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