Embrace Home Loans, Inc., Middletown, RI

Middletown, RI

4.92

(76,693)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.92

(76,693)

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5 Star

96%

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When given a choice of lenders to work with, Pat and his team stood out right from the start. He was responsive, dedicated to spending the time to educate us and allow us to ask questions, knowledgeable, and personable. Pat earned our trust...

Reply from Owner

January 5th, 2026 12:00 AM

Great to work with you both and glad you are my new neighbors! Welcome to the community!

Embrace Home Loans - Wilmington, DE has received a review with 5 star rating from James W

Everything was great!

Reply from Theresa Miglino

September 27th, 2025 07:36 PM

Thank you!

She is really informative and friendly

Reply from Lisbeth Najarro

October 13th, 2025 03:44 PM

I appreciate your feedback, William. I'm glad to hear you found my approach both informative and friendly. It's my goal to ensure that clients feel comfortable and well-informed throughout the process. If you have any further questions or need...

She so fast and friendly

How she handles our documents

Reply from Lisbeth Najarro

October 13th, 2025 08:30 PM

I appreciate your feedback, Daisy. Handling documents efficiently and accurately is a priority for me to ensure a smooth process for clients. If you have any questions or need further assistance, please don't hesitate to reach out.

There were a number of very last minute document requests to prove origin of funds. These should have been better anticipated and been requested with more lead time. I recognize the need to determine origin of funds, but requesting more documentation...

Reply from Ramsey Davies

September 27th, 2025 03:18 AM

Thank you for sharing your feedback, Kylee. I understand how the timing of document requests can be frustrating and I'm sorry for any inconvenience this caused. I appreciate your point about needing clearer guidance from the beginning. This...

Mike's the man! Embrace is the best in the biz! Thanks for yiur impeccable communication and proactive efforts to get the job done smoothly.

Having Meredith Spence from Embrace Home Loans helping my clients secure mortgage loans for their homes makes my life as a real estate agent much more easier. Thank you Meredith, keep doing what you do best. Thank you!!!

Reply from Meredith Spence

November 22nd, 2025 04:48 AM

Hi Bethler, I am so happy that we had the solutions to help your clients move to their next place. Thank you for your trust in me. It was a pleasure serving you.

Worked woth us to make our closing date

Reply from Wendy Smith

October 13th, 2025 05:18 PM

Shannon, I'm pleased that I could assist you in reaching your closing date as planned. Making the process as smooth as possible is always my goal. If you ever have more questions or need assistance with home loans, feel free to get in touch....

5881–5890 of 76693

About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.