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Wendy Smith

Name: Embrace Home Loans
Address: 38613 Benro Dr unit 5b, Delmar, Delaware, 19940
Telephone: +1-301-922-3226
Rating: 4.93

Loan Officer NMLS 1155006

Embrace Home Loans - Delmar, DE

4.93

(327)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Delmar, DE

https://www.embracehomeloans.com/location/delaware/delmar/wendy-smith

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.93

(327)

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Experience.com

4.92

(311)

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5.0

(9)

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Wendy is professional, responsive and kind. I know we are going to get to the closing table and she makes me look good since I referred her to my clients.

Wendy was amazing. Will be recommending her to everyone. She went over and above for my not only my client but for myself as well. Thanks so much for everything Wendy!

Wendy was very knowledgeable and attentive throughout the entire process. She made the experience stress free. As a busy business owner I really appriciate that. I had been dreading the process thinking it would be more added to my already...

Reply from Wendy Smith

September 10th, 2026 08:30 PM

Bridgette, I'm happy to hear that I could make the mortgage process stress-free for you, especially with your busy schedule as a business owner. I appreciate your kind words and am glad I could assist you every step of the way. It's rewarding...

Having not purchased a home for many years, there was much to navigate and learn on the fly. A very dynamic process, and at times a roller-coaster. Wendy did a fantastic job not only keeping things on track, but also answering my many questions,...

Reply from Wendy Smith

September 7th, 2026 04:56 PM

John, I'm pleased to know that I could guide you through the dynamic process of purchasing a home. It's great to hear that my explanations and support helped make things clearer for you. Thank you for your kind words and trust in my assistance!...

We recently worked together on a challenging transaction where the buyers' first loan fell through. Instead of letting the deal collapse, Wendy stepped up, got incredibly creative, and jumped through endless hoops to secure a solution.What...

Wendy was great! She answered many question and fully explained many things to me as I was a first time homebuyer! I have already referred her to others!

Reply from Wendy Smith

September 7th, 2026 08:35 PM

Angelia, I'm glad I could help answer your questions and provide clear explanations during your first homebuying experience. I'm thankful for your referrals and appreciate your trust and support.

Wendy and her team made the mortgage process simple! Clear communication and readily available when I needed them. Highly recommend to family and friends!

Reply from Wendy Smith

September 1st, 2026 03:21 PM

Susan, I appreciate your kind words about the mortgage process. It's nice to hear that the clear communication and availability were helpful for you. Thank you for recommending us to your family and friends!

Mrs. Wendy was there to walk me through every step or the

Reply from Wendy Smith

August 31st, 2026 01:56 PM

Michael, I'm grateful for your kind words and it's wonderful to know I could support you through every step of the cash-out refinance process. If you ever have more questions or need further assistance, please feel free to reach out.

Wendy was on top of every aspect of the process and her communication was outstanding.

Wendy was very responsive at all times, including weekends. She communicated clearly every step of the way with both me and my client. She found a program that was perfect in aiding my client with his down payment and closing costs. I will...

10 of 327

About

Wendy Smith (NMLS #1155006) is a premier mortgage loan officer and local lending expert in Delmar, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wendy provides comprehensive home financing solutions with Embrace Home Loans. We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family. Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender. She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace. Contact Wendy today to explore your home loan options and get pre-approved!

Products & Services

Mortgage Loan Officer

FHA Home Loan

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Positions

Embrace Home Loans - Senior Loan Officer
Jun 17th, 2024 - Current

Year Started

2024

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 1155006

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.