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Meredith Spence - Mortgage Loan Officer - NML...
Branch Manager | NMLS 404506
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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Meredith was able to talk at many hours of the day -- she rushed in any got us pre-approved within the first day our realtor introduced us. She helped us to get the offer in quickly and walked us through all the documents.One thing is that...
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Reply from Meredith Spence - Mortgage Loan Off...
August 19th, 2026 01:37 AM
Thank you for the feedback, and congratulations on your new home! I’m so glad I was able to help you move quickly from pre-approval to offer and guide you through the process.From our first conversation, we talked about the importance of locking...
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Meredith Spence - Mortgage Loan Officer - NMLS# 404506 has received a review with 5 star rating from Leonardo G D
Meredith was very flexible with her schedule accommodating to our work schedules. She is also excellent at explaining complex information in a way that makes sense to us. Last but not least, she is very friendly and helped us feel less anxious...
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Reply from Meredith Spence
August 18th, 2026 01:30 PM
Leonardo, I appreciate your kind words. I'm pleased to know that my flexibility and explanations were helpful to you. It's wonderful to hear that I could make the process less stressful for you.
Meredith provided great explanation of the process and provided feedback on questions that occurred during the process. Meredith was also able to provide documents on short notice
Reply from Meredith Spence
August 10th, 2026 07:18 PM
Thank you for sharing your experience, Andrew. I'm happy to hear that my explanations and timely feedback were helpful for you. If you need any more assistance or have further questions, please don't hesitate to reach out.
Everything went smoothly for my wife and I. Meredith and team mad it easy for us.
Reply from Meredith Spence
August 10th, 2026 06:39 PM
I'm glad to hear that everything went smoothly for you and your wife, Thomas. It's great to know that my team and I could make the process easy for you. If there's anything else you need, please don't hesitate to reach out.
i had no issues at all. Everything went well.
Reply from Meredith Spence
August 7th, 2026 01:27 PM
I'm pleased to hear that everything went smoothly for you, Diane. If there's anything else I can assist with in the future, please let me know.
Meredith was very helpful and took the time to explain everything!
Reply from Meredith Spence
August 7th, 2026 06:56 PM
I'm grateful for your kind words, Ian. It's good to know that you found my explanations helpful. If you have any more questions or need further assistance, feel free to reach out to me.
Meredith is very personabl personable and involved: regular updates, assurance, commitment to meet her deadlines. Calls are slways returned (yes, during the weekends too)I'll recommend her over and over.
Reply from Meredith Spence - Mortgage Loan Off...
July 28th, 2026 07:14 PM
Lizete, Thank you for trusting me with your clients. I am so happy that we were able to make this work for them! It was a pleasure working with you and I look forward to the next time!
Meredith and her team were great to work with. She was always available to calculate estimated monthly mortgage payments, did a great job explanining the mortgage process and the loan application package. Would highly recommend.
Reply from Meredith Spence - Mortgage Loan Off...
July 28th, 2026 07:16 PM
It was a pleasure working with you Charlie. I'm delighted that you were pleased with our process and very much appreciate any referrals you are able to make. I will take good care of them!
Meredith Spence - Mortgage Loan Officer - NMLS# 404506 has received a review with 5 star rating from Emily S
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About
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial Presidentâs Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Branch ManagerDec 28th, 2021 - Current
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 404506
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Awards
Five Star Mortgage...
Chairman's Club
President's Cllub
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.