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Meredith Spence - Mortgage Loan Officer - NML...
Branch Manager | NMLS 404506
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv...... Show More
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Very clear communication reagarding what was needed from me and timing as a borrower.
Meredith is knowledgeable and a great advocate tor for her clients.
Reply from Meredith Spence
July 2nd, 2026 02:37 PM
Thank you, Ellen, for your kind words. I'm glad to know you felt well-supported and that my advocacy was beneficial. If you need any more assistance, I'm here to help.
Meredith is extremely knowledgeable, attentive to details, and always places the client first. We have used her multiple times and have been extremely satisfied throughout the entire processes.
Reply from Owner
June 25th, 2026 04:48 PM
I am delighted that you were so pleased with your experience working with me again! Thank you for that feedback. It was a pleasure assisting you and I hope you are very happy in your new home!
Meredith is outstanding throughout the entire process. Extremely thorough and always looking out for our best interest.
Reply from Meredith Spence - Mortgage Loan Off...
June 25th, 2026 04:48 PM
I am delighted that you were so pleased with your experience working with me again! Thank you for that feedback. It was a pleasure assisting you and I hope you are very happy in your new home!
Meredith has always addressed the concerns of my clients and I would recommend her to anyone seeking financing.
Reply from Owner
June 25th, 2026 04:49 PM
Thank you Kevin! I appreciate your trust in me.
Meredith took the time and had the patience to address the questions and concerns of 2 nervous first time home buyers. Her conversations were grounded and set them at ease.
Reply from Meredith Spence - Mortgage Loan Off...
June 25th, 2026 04:53 PM
This is music to my ears! It's exactly what I strive for in each of my interactions with each home buyer. We know the process can be daunting, and my goal is to provide transparency, and clear, appropriate guidance every step of the way.
I had a great experience working with Meredith and her staff at Embrace! All the people there were very dedicated to ensuring I didn't fall behind on any of the numerous steps it took to secure my loan. They were also extremely helpful in explaining...
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Reply from Owner
June 25th, 2026 04:55 PM
Love to hear this and will share with the team! Thank you for your feedback. This is exactly what we strive for. I'm delighted that you felt so well taken care of.
The commitment and dedication Embrace employees had to making sure the various steps were completed in my purchase.
Reply from Meredith Spence - Mortgage Loan Off...
June 8th, 2026 01:19 PM
It was a pleasure and a privilege to assist you with the financing for the purchase of your first home!
Meredith was a pleasure to work with! Thorough, reliable and dependable . A true expert in her field, will recommend to all!
Reply from Meredith Spence - Mortgage Loan Off...
June 8th, 2026 01:34 PM
It was a pleasure and a privilege to assist you with the financing for the purchase of your first home! I am thrilled that you were pleased with your experience working with me and Embrace Home Loans. My business is based on personal recommendations...
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From our very first interaction, when we were just getting started, Meredith was attentive, responsive, and incredibly helpful. That level of support remained consistent throughout the entire process.Even when challenges arose that were outside...
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Reply from Meredith Spence - Mortgage Loan Off...
June 8th, 2026 01:35 PM
Thank you for your feedback, it is greatly appreciated. I wish you many wonderful years in your new home!
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About
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial Presidentâs Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Branch ManagerDec 28th, 2021 - Current
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 404506
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.