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Meredith Spence - Mortgage Loan Officer - NMLS# 404506 - Branch Manager | NMLS 404506 in Boston, MA
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Meredith Spence - Mortgage Loan Officer - NML...

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Branch Manager | NMLS 404506

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Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv...... Show More
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Overall Ratings
4.96
(248)
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  • 5.0
    SFTP
    M
    Michael T
    Concord, MA
    Posted on May 31st, 2026 12:27 AM
    From our very first interaction, when we were just getting started, Meredith was attentive, responsive, and incredibly helpful. That level of support remained consistent throughout the entire process.Even when challenges arose that were outside...
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  • 5.0
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    C
    Caroline H
    Norfolk, MA
    Posted on May 30th, 2026 01:55 PM
    Meredith is an expert in her field that made our experience as first time homebuyers better than we could have imagined! She explained the process in a clear way and made the entire process seamless. We could always trust Meredith was handling...
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  • 5.0
    SFTP
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    Liz D
    Norfolk, MA
    Posted on May 30th, 2026 12:57 PM
    Meredith and her team are exceptional. They are on top of every detail. Meredith's knowledge of the financing market is unmatched and her ability to explain options to buyers is unmatched. Buyers feel educated and confident when working with...
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  • 5.0
    SFTP
    A
    Alieu T
    Kennebunk, ME
    Posted on May 28th, 2026 11:21 AM
    Meredith is highly efficient and incredibly collaborative, keeping me informed and involved every step of the way.
  • 5.0
    google
    A
    Abby H
    Posted on May 27th, 2026 12:22 PM
    Meredith is fantastic! She stayed with us through several bidding wars on properties until the best one came along and then we closed quickly and easily. Thank you Meredith for sticking with us for over a year on this process!
  • 5.0
    SFTP
    N
    Noah S
    Stoneham, MA
    Posted on May 27th, 2026 02:17 AM
    Fantastic and prompt communication from Meredith throughout our process from pre-qualification to closing!
  • 5.0
    SFTP
    S
    Stefanie C
    Reading, MA
    Posted on May 24th, 2026 03:02 PM
    Meredith is very responsive, comminicative and we had a very positive experience.
    Reply from Meredith Spence - Mortgage Loan Off...
    May 24th, 2026 03:10 PM
    Thank you for your feedback Stefanie - and thank you for taking care of Carmela and Jake! I appreciate you!
  • 5.0
    SFTP
    A
    Abigail H
    Warren, VT
    Posted on May 23rd, 2026 01:08 PM
    Meredith stuck with us for over a year to find the right property and made the home buying process low stress and super efficient. Thank you!!!!
    Reply from Meredith Spence - Mortgage Loan Off...
    May 24th, 2026 02:49 PM
    It's been a pleasure working with you Abby, and I'm so glad you landed the "right" place! I'm still here for you - don't hesitate to reach out with any questions about your mortgage.
  • 4.5
    SFTP
    S
    Sabbor S
    Stoneham, MA
    Posted on May 23rd, 2026 12:42 PM
    I think y'all do a great job connecting with and spending time with the client, and so that in turn leads to you retaining a lot of the pre-approved business. But overall I just think y'all are a professional operation.
    Reply from Meredith Spence - Mortgage Loan Off...
    May 24th, 2026 02:47 PM
    Love the feedback. Thank you for this, and for trusting your clients with me. It is a privilege and a pleasure to work with you.
  • 5.0
    SFTP
    P
    Puneet K
    Boston, MA
    Posted on May 18th, 2026 04:59 PM
    Always available to answer any questions and on time closing and prompt response to any queries
    Reply from Meredith Spence - Mortgage Loan Off...
    May 27th, 2026 03:53 AM
    Thank you for choosing to work with myself and Embrace again! I'm so glad we could accomplish this refinance for you. You certainly chose the right time to lock!
  • 10 of 249
    About
    Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial President’s Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    626
    /850
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    Positions
    • Embrace Home Loans - Branch Manager
      Dec 28th, 2021 - Current

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 404506
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.