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Meredith Spence - Mortgage Loan Officer - NMLS# 404506 - Branch Manager | NMLS 404506 in Boston, MA
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Meredith Spence - Mortgage Loan Officer - NML...

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Branch Manager | NMLS 404506

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Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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  • SFTP
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    Lizete A
    Lynn, MA
    Posted on July 28th, 2026 07:08 PM
    Meredith is very personabl personable and involved: regular updates, assurance, commitment to meet her deadlines. Calls are slways returned (yes, during the weekends too)I'll recommend her over and over.
    Reply from Meredith Spence - Mortgage Loan Off...
    July 28th, 2026 07:14 PM
    Lizete, Thank you for trusting me with your clients. I am so happy that we were able to make this work for them! It was a pleasure working with you and I look forward to the next time!
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    Charles P
    Weymouth, MA
    Posted on July 27th, 2026 06:04 PM
    Meredith and her team were great to work with. She was always available to calculate estimated monthly mortgage payments, did a great job explanining the mortgage process and the loan application package. Would highly recommend.
    Reply from Meredith Spence - Mortgage Loan Off...
    July 28th, 2026 07:16 PM
    It was a pleasure working with you Charlie. I'm delighted that you were pleased with our process and very much appreciate any referrals you are able to make. I will take good care of them!
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    Emily S
    Posted on July 27th, 2026 05:36 PM
    Meredith Spence - Mortgage Loan Officer - NMLS# 404506 has received a review with 5 star rating from Emily S
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    Emily S
    Somerville, MA
    Posted on July 27th, 2026 05:36 PM
    I appreciate Meredith's availability and eagerness to help new home owners understand the process.
    Reply from Meredith Spence - Mortgage Loan Off...
    July 27th, 2026 05:52 PM
    I'm absolutely delighted this was your experience. And I'm still here for you! If you have any questions about your mortgage don't hesitate to reach out.
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    Julian S
    Concord, MA
    Posted on July 20th, 2026 10:27 AM
    Super easy process and working with Meredith is a joy
    Reply from Meredith Spence - Mortgage Loan Off...
    July 20th, 2026 11:26 AM
    Julian, there is a big smile on my face after reading your comments! What a nice way to start the day. Thank you!
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    Jean-Marie M
    Swampscott, MA
    Posted on July 13th, 2026 12:28 PM
    Ben and Sarah got successfully to the closing table
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    Christine S
    Concord, MA
    Posted on July 10th, 2026 05:37 PM
    Very clear communication reagarding what was needed from me and timing as a borrower.
    Reply from Meredith Spence
    July 15th, 2026 05:38 PM
    Christine, I appreciate your feedback. I'm glad the communication was clear and timely for you as a borrower. If there's anything more I can assist with, please feel free to let me know.
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    Ellen J
    Vienna, VA
    Posted on June 27th, 2026 12:09 PM
    Meredith is knowledgeable and a great advocate tor for her clients.
    Reply from Meredith Spence
    July 2nd, 2026 02:37 PM
    Thank you, Ellen, for your kind words. I'm glad to know you felt well-supported and that my advocacy was beneficial. If you need any more assistance, I'm here to help.
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    Sean J
    Posted on June 19th, 2026 05:24 PM
    Meredith is extremely knowledgeable, attentive to details, and always places the client first. We have used her multiple times and have been extremely satisfied throughout the entire processes.
    Reply from Owner
    June 25th, 2026 04:48 PM
    I am delighted that you were so pleased with your experience working with me again! Thank you for that feedback. It was a pleasure assisting you and I hope you are very happy in your new home!
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    Sean J
    Vienna, VA
    Posted on June 18th, 2026 05:07 PM
    Meredith is outstanding throughout the entire process. Extremely thorough and always looking out for our best interest.
    Reply from Meredith Spence - Mortgage Loan Off...
    June 25th, 2026 04:48 PM
    I am delighted that you were so pleased with your experience working with me again! Thank you for that feedback. It was a pleasure assisting you and I hope you are very happy in your new home!
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    About
    Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial President’s Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Branch Manager
      Dec 28th, 2021 - Current

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 404506
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.