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Meredith Spence - Mortgage Loan Officer - NMLS# 404506 - Branch Manager | NMLS 404506 in Boston, MA
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Meredith Spence - Mortgage Loan Officer - NML...

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Branch Manager | NMLS 404506

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Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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    Alec B
    Malden, MA
    Posted on September 7th, 2026 06:05 PM
    Meredith was always extremely helpful with all of our questions. We talked to her very frequently and she was always responsive.
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    Jason W
    Framingham, MA
    Posted on September 7th, 2026 02:22 PM
    Great communication, including explanation and availability. Transparency.
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    Rita B
    Bedford, MA
    Posted on September 6th, 2026 03:22 PM
    Merideth is the ultimate professional. She was clear about the program, so supportive of my clients as first time home buyers, and communicated with all of us throughout the entire process. I would highly recommend Merudeth to clients and colleagues!...
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    Danielle W
    Framingham, MA
    Posted on September 6th, 2026 11:46 AM
    Merideth was available for questions any time and spent time ensuring we understood each step in the process. She was great to work with.
    Reply from Meredith Spence - Mortgage Loan Off...
    September 11th, 2026 01:13 PM
    Danielle, I appreciate your kind words. I'm glad to hear that my availability and dedication to helping you understand each step made the process smoother for you. It was great working with you too!
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    Nurcin C
    Somerville, MA
    Posted on September 3rd, 2026 12:35 PM
    Meredith embodies the perfect combination of responsiveness and proactive communication, empathy, educational approach and care. When I call Meredith with an issue or a question, I know she will either help me get to an answer or point me in...
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    Reply from Meredith Spence - Mortgage Loan Off...
    September 3rd, 2026 02:35 PM
    Nurcin, thank you for your kind words! I am thrilled that you feel this way. Working with you is an absolute delight. And I do feel we are very aligned in how we work with clients. Such a pleasure!
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    Paul O
    Fitchburg, MA
    Posted on September 1st, 2026 02:03 AM
    Meredith was excellent ! She made the process very smooth and answered all my questions.Meredith exspains everything and makes you feel comfortable .She was always was there for me . Very happy !
    Reply from Meredith Spence - Mortgage Loan Off...
    September 3rd, 2026 02:37 PM
    Hi Paul, it was an absolute pleasure working with you and I am absolutely delighted that you were happy with our process and my service. As you know, I am still here for you - don't hesitate to reach out with any questions regarding your mortgage....
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    Stefanie C
    Tewksbury, MA
    Posted on August 31st, 2026 12:23 PM
    Great results from Meredith, as usual!
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    Charity E
    Westford, MA
    Posted on August 28th, 2026 04:35 PM
    Meredith works hard, and non stop! This Client impressed with her ability to put this deal togther, she kept him informed about best options, and what was needed. Thank you!
    Reply from Meredith Spence - Mortgage Loan Off...
    September 3rd, 2026 02:38 PM
    Hi Charity, thank you for thinking of me. It was a pleasure working with you as always. I'm so happy this particular house worked out for your client and that we were able to work a strategy to get them into it!
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    Dave & D D
    Posted on August 28th, 2026 09:56 AM
    The staff was tentative throughout our search. Even with us entering multiple contracts and having a complicated employment status
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    David D
    Tewksbury, MA
    Posted on August 28th, 2026 09:54 AM
    The way the process was explained at each step. The availability for answering questions regarding a financing subject.
    Reply from Meredith Spence
    September 2nd, 2026 05:34 PM
    David, I'm thankful for your feedback. I'm pleased to know that the explanations and availability for answering your questions were beneficial throughout the process. If there's anything else you need, please feel free to reach out.
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    About
    Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial President’s Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Branch Manager
      Dec 28th, 2021 - Current

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 404506
    Videos
    video
    Awards
    Five Star Mortgage...
    Chairman's Club
    President's Cllub
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.