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Theresa Miglino - Senior Loan Officer in Wilmington, DE

Theresa Miglino

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Senior Loan Officer

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University of Delaware
University of Delaware
Theresa Miglino (NMLS #453791) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Theresa provides comprehensive ...... Show More
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University of Delaware
University of Delaware
Overall Ratings
4.99
(56)
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Reviews from Web
  • 5.0
    SFTP
    M
    Michael M
    Middletown, DE
    Posted on May 8th, 2026 01:56 PM
    xxxxxxxxxxxxx
    Reply from Theresa Miglino
    May 8th, 2026 02:04 PM
    Thank you!!!!
  • 5.0
    SFTP
    R
    Robert R
    Middletown, DE
    Posted on May 5th, 2026 05:50 PM
    you and your passion to make it happen.
    Reply from Theresa Miglino
    May 5th, 2026 07:51 PM
    Thank you!!!
  • 5.0
    SFTP
    S
    Shirley D
    Dover, DE
    Posted on April 8th, 2026 12:18 PM
    Theresa's knowledge, compassion, communication, and energy were amazing. Her connection with buyer exceeded expectations. She maintained communication throughout the entire process.
    Reply from Theresa Miglino
    April 8th, 2026 03:01 PM
    Thank you so much!!!! You made my day!!!
  • 5.0
    SFTP
    K
    Kenneth W
    Dover, DE
    Posted on April 7th, 2026 11:51 PM
    Gave me a great experience as to how loans work for buying a house, always on the ball on estimates, and was very patient with me when I needed her assistance.
    Reply from Theresa Miglino
    April 8th, 2026 03:02 PM
    Thank you so much!! I wish you so much happiness in your new home!
  • 5.0
    SFTP
    E
    Erica L
    Smyrna, DE
    Posted on April 7th, 2026 01:01 PM
    Working with Theresa was an incredible experience from start to finish. Her communication, knowledge, and dedication made the entire process smooth and less stressful. She went above and beyond every step of the way, and I truly couldn't have...
    read more
    Reply from Theresa Miglino
    April 7th, 2026 01:24 PM
    THANK YOU SO MUCH!!!!
  • 5.0
    SFTP
    B
    Brian R
    Smyrna, DE
    Posted on April 7th, 2026 12:35 PM
    Theresa was absolutely wonderful to work with, She had our loan approved within a day when other lenders could not get it done, It was the most wonderful, stress free experience when purchasing a home is stressfull , Well not if you are dealing...
    read more
    Reply from Theresa Miglino
    April 7th, 2026 01:25 PM
    Thank you so much!!
  • 5.0
    SFTP
    G
    Gregory S
    Dover, DE
    Posted on March 10th, 2026 01:02 AM
    Excellent communication reply to every emails and calls. Always availabe to answer any and all questions.
    Reply from Theresa Miglino
    March 10th, 2026 03:42 PM
    Thank you so much! I love working with you - you make everything so easy!
  • 4.83
    SFTP
    P
    Peter H
    Middletown, DE
    Posted on December 21st, 2025 09:33 PM
    Personal attention and expertise
    Reply from Theresa Miglino
    January 5th, 2026 09:33 PM
    Peter, I appreciate your review. It's important to me to provide personal attention and share my expertise throughout the process. If there's anything else I can assist you with or any questions you have, please feel free to get in touch.
  • 5.0
    SFTP
    L
    Lynn H
    Middletown, DE
    Posted on December 12th, 2025 12:38 PM
    Theresa is excellent at her job and a kind, friendly way about her is a plus. I have only good things to say, however, its moving out day at our old house and I have to get going. All she did for us, I dropped everything to send my review,...
    read more
    Reply from Theresa Miglino
    December 12th, 2025 02:56 PM
    THANK YOU THANK YOU THANK YOU!!!!!
  • 5.0
    SFTP
    C
    Colin H
    Upper Chichester, PA
    Posted on December 8th, 2025 03:40 AM
    Explained things easily to understand. Responded to inquiries and questions.
    Reply from Theresa Miglino
    December 23rd, 2025 05:20 PM
    Colin, thank you for your thoughtful review. I'm pleased to hear that my explanations and responses were clear and helpful throughout the process. Assisting clients in understanding each step is important to me, so I'm glad you felt supported....
    read more
  • 10 of 61
    About
    Theresa Miglino (NMLS #453791) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Theresa provides comprehensive home financing solutions with Embrace Home Loans. Theresa is a dedicated loan officer who helps clients navigate the process of purchasing or refinancing real estate, offering expert guidance and personalized service every step of the way. Contact Theresa today to explore your home loan options and get pre-approved!
    Specialities
    Residential Mortgage Loans
    Mortgage Loans
    548
    /850
    Search Rank Score
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    Education
    • University of Delaware
      Bachelor of Science in Psychology
      Sep 1994 -May 1998
      logo photo
    • University of Delaware
      Master of Business Administration (MBA)
      Sep 2004 -May 2006
      logo photo
    Positions
    • Embrace Home Loans - Senior Loan Officer
      Nov 11th, 2024 - Current
    Memberships
    • BNI
    • NMLS
    • MBA
    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 453791
    Hobbies
    • Reading
    • Spending time with family and friends
    • Traveling
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.