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Theresa Miglino - Senior Loan Officer in Wilmington, DE
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Theresa Miglino

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Senior Loan Officer

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University of Delaware
University of Delaware
Theresa Miglino (NMLS #453791) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Theresa provides comprehensive ... Show More
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University of Delaware
University of Delaware
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
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Reviews from Web
  • google
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    Heather D
    Posted on August 18th, 2026 06:55 PM
    Theresa did an amazing job working with our other loan officer to make a refi and purchase happen all within a month. She was trust worthy and felt like a friend every time i talked to her!
  • SFTP
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    Heather D
    Jefferson Hills, PA
    Posted on August 18th, 2026 06:54 PM
    Theresa is awesome! She helped us with our refi asap to make other dreams a reality. She was one of the nicest people that I have ever met. I felt like she was a friend not a loan officer!
    Reply from Theresa Miglino
    August 18th, 2026 07:33 PM
    Awwww - I feel the same way!!! I am so excited for you guys!
  • SFTP
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    Brian D
    Jefferson Hills, PA
    Posted on August 17th, 2026 04:49 PM
    Great communication.
    Reply from Theresa Miglino
    August 17th, 2026 05:21 PM
    Thank you so much!!
  • SFTP
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    Erica L
    Lewes, DE
    Posted on August 11th, 2026 02:46 PM
    Theresa always does an amazing job start to finish . I love working with her and would highly recommend her to all of my clients!
    Reply from Theresa Miglino
    August 11th, 2026 03:03 PM
    I adore you!!!! Thank you!
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    Jessica F
    Posted on August 5th, 2026 12:42 PM
    Theresa Miglino has received a review with 5 star rating from Jessica F
    Reply from Owner
    August 11th, 2026 03:00 PM
    Thank you!!!
  • SFTP
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    Jessica F
    Lewes, DE
    Posted on August 5th, 2026 12:42 PM
    Theresa was there every step of the way with information, advice, and recommendations. She was continuously pleasant and positive, and made sure to check in on things I had questions or concerns about.
    Reply from Theresa Miglino
    August 5th, 2026 02:35 PM
    You are too kind!!! I am so excited for you and SOOOO grateful I got to work with you!
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    Quiana C
    Posted on August 3rd, 2026 02:16 PM
    Theresa is amazing and she truly is top tier. I’d recommend her all day everyday. This was a challenging closing but she got it done. She’s an extremely hard worker on and off the clock and communicates very well. She’s the best loan officer...
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    Reply from Owner
    August 17th, 2026 05:22 PM
    thank you!
  • SFTP
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    Quiana C
    Dover, DE
    Posted on August 3rd, 2026 02:14 PM
    She's very thourough, kind and she's works extremely hard from beginning to end. She makes sure that she provides the best service and communicates everything from beginning to end. She works on and off the clock. She is the best loan officer...
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    Reply from Theresa Miglino
    August 3rd, 2026 02:34 PM
    Are you trying to make me cry?? :) I appreciate you so so much! I will really miss talking to you regularly!
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    Daune M
    Posted on July 31st, 2026 12:58 AM
    Theresa Miglino has received a review with 5 star rating from Daune M
    Reply from Owner
    August 2nd, 2026 04:28 PM
    Thank you!
  • SFTP
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    Daune M
    Wilmington, DE
    Posted on July 31st, 2026 12:58 AM
    There are no words to describe Theresa, I truly couldn't have asked for a better lender to guide me through this process. No matter how many questions I asked or how stressful things became, Theresa was always there to explain everthing, encourage...
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    Reply from Theresa Miglino
    August 2nd, 2026 04:27 PM
    Thank you so much!!! I am so so so excited for you!
  • 10 of 92
    About
    Theresa Miglino (NMLS #453791) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Theresa provides comprehensive home financing solutions with Embrace Home Loans. Theresa is a dedicated loan officer who helps clients navigate the process of purchasing or refinancing real estate, offering expert guidance and personalized service every step of the way. Contact Theresa today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Residential Mortgage Loans
    Mortgage Loans
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    Education
    • University of Delaware
      Bachelor of Science in Psychology
      Sep 1994 -May 1998
      University of Delaware logo
    • University of Delaware
      Master of Business Administration (MBA)
      Sep 2004 -May 2006
      University of Delaware logo
    Positions
    • Embrace Home Loans - Senior Loan Officer
      Nov 11th, 2024 - Current
    Memberships
    • BNI
    • NMLS
    • MBA
    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 453791
    Hobbies
    • Reading
    • Spending time with family and friends
    • Traveling
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.