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Theresa Miglino - Senior Loan Officer in Wilmington, DE

Theresa Miglino

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Senior Loan Officer

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University of Delaware
University of Delaware
Theresa Miglino (NMLS #453791) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Theresa provides comprehensive ...... Show More
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University of Delaware
University of Delaware
Overall Ratings
4.99
(61)
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Reviews from Web
  • 5.0
    SFTP
    J
    Jeannie G
    Delaware City, DE
    Posted on June 10th, 2026 03:53 AM
    Theresa has helped many of my clients with their mortgage needs over the years. She is always my go-to when I have clients who need the required pre-approval letter. Thank you, Theresa, for your attention to detail!
    Reply from Theresa Miglino
    June 10th, 2026 02:26 PM
    Thank you so much for your kind words!!! You are absolutely incredible and I love working with you!
  • 5.0
    SFTP
    K
    Kevin C
    Delaware City, DE
    Posted on June 9th, 2026 06:41 PM
    They did a wonderful job!!!
    Reply from Theresa Miglino
    June 10th, 2026 02:22 PM
    Thank you so much!!!
  • 5.0
    SFTP
    Z
    Zell F
    Dover, DE
    Posted on June 7th, 2026 11:36 PM
    All I have to say is "24 Hours"! That's all it took!
    Reply from Theresa Miglino
    June 8th, 2026 03:51 PM
    :) I am so so so excited for you!
  • 5.0
    SFTP
    T
    Tom B
    Philadelphia, PA
    Posted on June 6th, 2026 05:44 PM
    Proactive, responsive, always available!
    Reply from Theresa Miglino
    June 7th, 2026 05:58 PM
    Thank you so much!
  • 5.0
    SFTP
    A
    Ayana M
    Dover, DE
    Posted on May 29th, 2026 01:51 PM
    Theresa is a glass half full person . Her positive attitude and hard work is clearly visible . I absolutely love working with her
    Reply from Theresa Miglino
    May 29th, 2026 05:06 PM
    What a wonderful thing to say - you made my day! And I love working with you!! You are the best!
  • 5.0
    SFTP
    M
    Michael M
    Middletown, DE
    Posted on May 8th, 2026 01:56 PM
    xxxxxxxxxxxxx
    Reply from Theresa Miglino
    May 8th, 2026 02:04 PM
    Thank you!!!!
  • 5.0
    SFTP
    R
    Robert R
    Middletown, DE
    Posted on May 5th, 2026 05:50 PM
    you and your passion to make it happen.
    Reply from Theresa Miglino
    May 5th, 2026 07:51 PM
    Thank you!!!
  • 5.0
    SFTP
    S
    Shirley D
    Dover, DE
    Posted on April 8th, 2026 12:18 PM
    Theresa's knowledge, compassion, communication, and energy were amazing. Her connection with buyer exceeded expectations. She maintained communication throughout the entire process.
    Reply from Theresa Miglino
    April 8th, 2026 03:01 PM
    Thank you so much!!!! You made my day!!!
  • 5.0
    SFTP
    K
    Kenneth W
    Dover, DE
    Posted on April 7th, 2026 11:51 PM
    Gave me a great experience as to how loans work for buying a house, always on the ball on estimates, and was very patient with me when I needed her assistance.
    Reply from Theresa Miglino
    April 8th, 2026 03:02 PM
    Thank you so much!! I wish you so much happiness in your new home!
  • 5.0
    SFTP
    E
    Erica L
    Smyrna, DE
    Posted on April 7th, 2026 01:01 PM
    Working with Theresa was an incredible experience from start to finish. Her communication, knowledge, and dedication made the entire process smooth and less stressful. She went above and beyond every step of the way, and I truly couldn't have...
    read more
    Reply from Theresa Miglino
    April 7th, 2026 01:24 PM
    THANK YOU SO MUCH!!!!
  • 10 of 66
    About
    Theresa Miglino (NMLS #453791) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Theresa provides comprehensive home financing solutions with Embrace Home Loans. Theresa is a dedicated loan officer who helps clients navigate the process of purchasing or refinancing real estate, offering expert guidance and personalized service every step of the way. Contact Theresa today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Residential Mortgage Loans
    Mortgage Loans
    565
    /850
    Search Rank Score
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    Education
    • University of Delaware
      Bachelor of Science in Psychology
      Sep 1994 -May 1998
      University of Delaware logo
    • University of Delaware
      Master of Business Administration (MBA)
      Sep 2004 -May 2006
      University of Delaware logo
    Positions
    • Embrace Home Loans - Senior Loan Officer
      Nov 11th, 2024 - Current
    Memberships
    • BNI
    • NMLS
    • MBA
    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 453791
    Hobbies
    • Reading
    • Spending time with family and friends
    • Traveling
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.