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Theresa Miglino - Senior Loan Officer in Wilmington, DE
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Theresa Miglino

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Senior Loan Officer

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University of Delaware
University of Delaware
Theresa Miglino (NMLS #453791) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Theresa provides comprehensive ...... Show More
Company Logo
University of Delaware
University of Delaware
Overall Ratings
4.99
(68)
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Reviews from Web
  • 5.0
    SFTP
    B
    Brendan C
    Lincoln University, PA
    Posted on July 5th, 2026 03:59 PM
    She was always quick to respond to emails and texts, even after working hours. She had a great attitude throughout the process, very calming for when we were nervous or confused. Made sure we were on top of everything and overall made a stressful,...
    read more
    Reply from Theresa Miglino
    July 5th, 2026 06:00 PM
    Awwwww - this was the nicest review EVER! I absolutely loved working with you guys and I cannot wait to see how you make the home your own!
  • 5.0
    SFTP
    L
    Linda F
    Landenberg, PA
    Posted on July 3rd, 2026 10:15 PM
    Theresa cares about every buyer as if they were family. Not only is she efficient and on top of every detail, but she is pleasant and always available for questions.Buyers are less stressed because they know she cares.Thank you Theresa! You...
    read more
    Reply from Theresa Miglino
    July 5th, 2026 05:52 PM
    Linda - you always know how to make my day! I absolutely love working with you!
  • 5.0
    SFTP
    M
    Melissa K
    Landenberg, PA
    Posted on July 3rd, 2026 03:32 PM
    Theresa guided me throughout the whole process making me feel confident and unafraid to ask questions. I felt that she really cared about my concerns and took time to educate me. Theresa was amazing to work with and I couldn't be more grateful...
    read more
    Reply from Theresa Miglino
    July 5th, 2026 05:49 PM
    Oh my gosh - you made my day!!! I really appreciate your kind words!
  • 5.0
    SFTP
    J
    Joan S
    Galena, MD
    Posted on June 28th, 2026 03:39 PM
    Great service
    Reply from Theresa Miglino
    June 28th, 2026 09:13 PM
    Thank you!!
  • 5.0
    google
    G
    Giuseppe S
    Posted on June 25th, 2026 12:55 PM
    Theresa is very knowledgeable and easy to work with.
  • 5.0
    SFTP
    G
    Giuseppe S
    Galena, MD
    Posted on June 25th, 2026 12:54 PM
    Theresa made the process easy and simple
    Reply from Theresa Miglino
    June 25th, 2026 05:31 PM
    THANK YOU SO MUCH!!!! :) I am so excited for you!
  • 5.0
    SFTP
    H
    Harrison B
    Philadelphia, PA
    Posted on June 16th, 2026 12:20 PM
    Theresa was very quick to respond to any of my concerns throughout the lending process. She was very responsive and helped keep closing on schedule.
    Reply from Theresa Miglino
    June 16th, 2026 03:08 PM
    Thank you so much for your kind words! I hope you are loving your gorgeous new home!
  • 5.0
    SFTP
    J
    Jeannie G
    Delaware City, DE
    Posted on June 10th, 2026 03:53 AM
    Theresa has helped many of my clients with their mortgage needs over the years. She is always my go-to when I have clients who need the required pre-approval letter. Thank you, Theresa, for your attention to detail!
    Reply from Theresa Miglino
    June 10th, 2026 02:26 PM
    Thank you so much for your kind words!!! You are absolutely incredible and I love working with you!
  • 5.0
    SFTP
    K
    Kevin C
    Delaware City, DE
    Posted on June 9th, 2026 06:41 PM
    They did a wonderful job!!!
    Reply from Theresa Miglino
    June 10th, 2026 02:22 PM
    Thank you so much!!!
  • 5.0
    SFTP
    Z
    Zell F
    Dover, DE
    Posted on June 7th, 2026 11:36 PM
    All I have to say is "24 Hours"! That's all it took!
    Reply from Theresa Miglino
    June 8th, 2026 03:51 PM
    :) I am so so so excited for you!
  • 10 of 73
    About
    Theresa Miglino (NMLS #453791) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Theresa provides comprehensive home financing solutions with Embrace Home Loans. Theresa is a dedicated loan officer who helps clients navigate the process of purchasing or refinancing real estate, offering expert guidance and personalized service every step of the way. Contact Theresa today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Residential Mortgage Loans
    Mortgage Loans
    630
    /850
    Search Rank Score
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    Education
    • University of Delaware
      Bachelor of Science in Psychology
      Sep 1994 -May 1998
      University of Delaware logo
    • University of Delaware
      Master of Business Administration (MBA)
      Sep 2004 -May 2006
      University of Delaware logo
    Positions
    • Embrace Home Loans - Senior Loan Officer
      Nov 11th, 2024 - Current
    Memberships
    • BNI
    • NMLS
    • MBA
    Addresses and Serving Areas

    Year Started

    2024

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 453791
    Hobbies
    • Reading
    • Spending time with family and friends
    • Traveling
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.