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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Bottom Line Up Front: Pat will get you closed on time with favorable rates and costs. He will also spend a lot of time educating you on the market, the process, and the decisions you'll need to make. Some lenders will simply provide you with...
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Embrace home loans made the process of qualifying very smooth and stress free
Reply from Owner
July 12th, 2026 12:00 PM
Jennifer, thank you for letting me assist you both on your new home purchase! Welcome to NOVA and I can't wait to celebrate with you all and Alicia!
Patrick made it very easy
expeirence
Reply from Patrick Holland
July 16th, 2026 02:17 PM
Jennifer, I'm pleased to hear that your experience was easy. It's my goal to make the process as smooth as possible for my clients. Thank you for sharing your feedback!
Pat is a master at his craft and works extremely well with clients, even when they have demanding schedules. He’s extremely effective and I would recommend him highly
Reply from Owner
July 12th, 2026 12:01 PM
Gabe, thank you for trusting the process and for all the great communications. I truly believe we will all become friends in our inner circles as well. I look forward to weekend brunch with you and Margaret!
Pat is a master at managing the mortgage lending process in a way that fits into customer needs
Reply from Patrick Holland
July 11th, 2026 11:55 AM
Gabriel, thank you for your kind words. I'm pleased to know that my approach to managing the mortgage lending process met your needs. If there's anything more I can assist you with, please feel free to reach out.
Patrick was great to work with. He spoke to us candidly trying to understand our situation and what we are able to qualify for. I like how direct he was and how he explored avenues for us to save on our monthly cost. Very professional and clear....
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Reply from Patrick Holland
July 11th, 2026 11:55 AM
Celi, I appreciate your kind words. I'm glad you found my approach direct and helpful in exploring cost-saving options. It's important to me to understand each client's unique situation and work towards the best possible outcome. Thank you...
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Working with Pat was an outstanding experience from start to finish. He made the entire mortgage process smooth and stress-free with his professionalism, expertise, and genuine courtesy. He was always responsive, patient, and took the time...
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Reply from Owner
July 11th, 2026 11:56 AM
Min, I'm grateful for your kind words and am pleased to know that you found the mortgage process smooth and stress-free. It's important to me to ensure clear communication and support at every step. Thank you for recommending me; it means a...
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Pat is very helpful and professional from the beginning to the closing.
Reply from Patrick Holland
July 10th, 2026 12:56 PM
Min, thank you for your kind words. I'm pleased to know that you found my assistance helpful and professional throughout the process. If you need anything else, feel free to reach out.
Working with Pat was an outstanding experience from start to finish. He made the entire mortgage process smooth and stress-free with his professionalism, expertise, and genuine courtesy. He was always responsive, patient, and took the time...
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pat and his team were great in helping us purchase the house we wanted.
Reply from Patrick Holland
July 10th, 2026 12:56 PM
Shayne, I'm pleased to hear that my team and I could assist you in purchasing the house you wanted. If there's anything more we can do for you, please feel free to reach out.
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.