

Central Trust Bank - Main, Jefferson City, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO

Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
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Reviews from Web
Lynn was so helpful walking us through the process and explaining everything.
Reply from Lynn Limback
September 17th, 2026 08:26 PM
Craig, thank you for your kind words. I'm glad I could help guide you through the process and explain everything clearly at Central Bank.
Danelle is a pleasure to work with, the process was quick and enjoyable.
Helpful and knowledgeable loan officer.
Reply from Lynn Limback
September 17th, 2026 08:25 PM
Virginia, thank you for your kind words. I'm glad to know you found me helpful and knowledgeable during your experience with Central Bank.
Very comfortable atmosphere and understanding of our situation
Great communication. Lynn and his team answered any and all questions we had.
Reply from Lynn Limback
September 17th, 2026 08:26 PM
Michael, I'm glad you found the communication clear and that my team and I at Central Bank were able to answer all your questions. Thank you for sharing your positive experience.
C.O. is always incredibly helpful. He helped us with our initial mortgage, refinancing our mortgage, and applying for our HELOC. I wouldn't go anywhere but Central Bank, and it's always a pleasure to work with C.O.
Reply from C.O. Scheffer
February 16th, 2026 08:44 PM
I'm glad to hear that you’ve had positive experiences with the mortgage and refinancing processes, Melissa. It's been a pleasure assisting you with these significant financial steps, and I'm grateful for your trust in me and Central Bank. If...
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John was great. We had issues with delays due to other individuals involved in the process. Lots of confusion regarding documents needed/information already provided...again not on John's part. He did his best to move things along and clarify...
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Stefanie is aweome she kept me in communications through everything!!
Reply from Stefanie Webery
February 17th, 2026 02:56 PM
Thank you, Vince! You were great to work with and I hope you'll reach out if you need anything in the future.
Kolby has excellent customer service skills answers questions phone calls and emails quickly. His knowledge of his job is impeccable. Kolby went above and beyond to make this as easy on us as possible his customer care during and after the...
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Reply from Kolby ODowd
February 15th, 2026 09:50 PM
I'm grateful for your thoughtful feedback, Jill. It's rewarding to know that you found my support and communication helpful throughout the process. I strive to make everything as seamless as possible for clients like you. If there's ever anything...
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Because Renea is da bomb
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985