

John OHaro
AVP, Mortgage Loan Officer | NMLS# 991565

John O’Haro, HELOC Specialist, joined Central Bank of the Ozarks in 2020. John began his career in the financial services industry in 2001. He enjoys learning about his customer’s financial needs and educating them on the options and benefi... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
John and Mike (his processor) we're on top of my file requirements from the very beginning. They were very communicative throughout the whole proces. They made the home buying process easy.
Disappointed in communicaction regarding locking in interest rate and effects of changing closing date, confusion between Central and Hogan on what was required to be signed, unable to contact Central on day of closing, saying he would be at...
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All it took was one phone call.
Reply from John OHaro
August 20th, 2026 08:36 PM
I'm pleased to hear that a single phone call was all it took, Bruce. If there's anything more I can assist with, feel free to reach out.
John explains everything so there no unanswered questions.. the process was quick and easy .. John was very thoughtful and was available for any questions after all the paperwork .. Happy to recommend him to my friends and family ..
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Reply from John OHaro
July 17th, 2026 07:44 PM
Thank you so much for your kind words, Faye. I'm glad to hear that you found the process quick and easy, and it's great to know you felt supported throughout. Your recommendation means a lot to me.
This was the best home mortgage experience I have had. John's work ethic makes him stand out from the crowd.
Reply from John OHaro
July 9th, 2026 08:35 PM
I'm grateful for your kind words, Jerry. It's wonderful to hear that you had the best home mortgage experience with me. Your feedback means a lot, and I'm pleased I could assist you.
You were very helpful and gave us good advice, and honest with us. Thank you very much.
John was extremely patient and kind. He kept us updated every step of the way and was always quick with a response back. 10/10 would recommend him to anyone!
John was knowledgeable and helpful with decisions we needed to make on our refi. He was easily available when we had questions or concerns. Very friendly and personable! Glad he reached out to us.
John's knowledge, personality and service was excellent 👍
John was very helpful in explaining everything along the way of the mortgage process. He was quick to call us back with answers to our questions, and communicate with the seller.
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About
John O’Haro, HELOC Specialist, joined Central Bank of the Ozarks in 2020. John began his career in the financial services industry in 2001. He enjoys learning about his customer’s financial needs and educating them on the options and benefits of securing a home equity loan or a line of credit (HELOC).John is a member of the ING (Inspiring Network Group) and in his spare time can be found watching movies at home and enjoying time with his two dogs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Interest-Only Mortgages
Cash-Out Refinances
Specialities
HELOC
Home Equity Loans
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Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 991565
Disclaimer
The Central Trust Bank NMLS ID # 407985