

C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...

C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
C.O. Was always there to answer a question or help me complete my task at hand He was great to help me in securing a loan on a property that I was purchasing to live in while I was currently living 1300 miles away I am a s citizen and am very...
read more
Reply from C.O. Scheffer
February 28th, 2025 09:27 PM
Gordon, thank you so much for your kind words and for taking the time to leave such a positive review. It was truly my pleasure to assist you with securing your loan, especially given the distance involved. If you ever need anything in the...
read more
C.O. Went above and beyond! He made my first home buying experience a great one. C.O. Is very trustworthy and I would recommend him to anyone needing a Loan. Thanks for everythin!
Reply from C.O. Scheffer
January 7th, 2025 04:17 PM
It's wonderful to hear you had a positive first home buying experience, Paul. I'm pleased to have been able to make it a smooth process for you. It's always my goal to provide trustworthy and reliable service. Your kind words and the fantastic...
read more
C.O. Scheffer was wonderful to work with. His availability, especially over the weekend, was vital to our ability to bid on and ultimately purchase our home during this seller's market. He went above and beyond. In addition, his open door policy...
read more
Reply from C.O. Scheffer
January 2nd, 2025 06:16 PM
Hello Tony, Thank you so much for this glowing review and the perfect rating. I'm thrilled to hear that you found my services valuable during your home buying process. It was my pleasure to be available for you, to ensure that everything moved...
read more
Great communication and felt very comfortable with the process.
I was allowed to meet and sign documents face to face but still received e-mails (more than once a day) which sent me to a portal that continued to error. I never could get online. Not C.O.' s fault but made the process confusing and unnecessarily...
read more
Reply from C.O. Scheffer
September 30th, 2026 03:26 PM
I'm sorry to hear about the issues you experienced with the portal, Rosemary. While I'm glad we could meet face to face at Central Bank, I understand how the errors could have added stress. Please feel free to reach out directly if you need...
read more
I had a great experience with C.O. and appreciate everything he did to make this a smooth process!
Reply from C.O. Scheffer
September 8th, 2026 01:42 PM
Thank you, Michaela, for your kind words. I'm pleased to know that you had a great experience and found the process smooth. If you ever need assistance in the future, feel free to reach out.
C.O. Made my first time home buying experience a very easy stress free experience. He was always quick to communicate, and always willing to answer questions!
Reply from C.O. Scheffer
September 8th, 2026 01:41 PM
I'm pleased to hear that your first home buying experience was easy and stress-free, Kevin. It's great to know that my communication and willingness to answer questions made a positive impact. Thank you for sharing your experience!
Everything was made very easy to understand and this made the process so much less stressful. I recommend CO for any of your loan applications
Reply from C.O. Scheffer
August 20th, 2026 01:46 PM
Parker, I appreciate your recommendation and am glad to hear that the process was easy to understand and less stressful for you. Thank you for trusting me with your lending needs. It was wonderful working with you and Kayla.
Great experience!
Reply from C.O. Scheffer
August 20th, 2026 01:23 PM
I'm pleased to hear you had a great experience, Brian. Thank you for taking the time to share your feedback.
Please don't make comments a required field in order to give your staff positive feedback. The mortgage team downtown are all incredible humans.
Reply from C.O. Scheffer
August 10th, 2026 01:10 PM
Thank you, Deanna, for the positive feedback about our mortgage team. I'm pleased to hear you had a great experience with them and appreciate your suggestion about the feedback process.
1–10 of 160
About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
View All
Disclaimer
The Central Trust Bank NMLS ID # 407985