

Lynn Limback
Vice President Mortgage Loan Officer | NMLS# 54180...


University of Missouri
Lynn joined the Central Bank of Boone County team in 1991 and has worked in the mortgage lending field since 1998. Lynn uses a customer-oriented approach and strives to help each customer find a loan that fits their financial needs. Whether... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Lynn was outstanding to work with!!! He was polite, professional and willing to help with all my questions. I recommend him for all of your lending needs!!!
Reply from Lynn Limback
June 6th, 2025 07:13 PM
I'm thrilled to hear that your experience was outstanding and that I could assist with all your questions. Your recommendation is greatly appreciated, and I'm here for any of your future lending needs at Central Bank.
I had been turned down for a loan by Rocket Mortgage on a Friday because of a technicality, even though I had an excellent credit rating and had used Rocket numerous times in the past. My realtor said Lynn should be able to help me. He called...
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Reply from Lynn Limback
June 6th, 2025 07:18 PM
I'm thrilled to hear about your positive experience with the loan process at Central Bank. It was my pleasure to assist you and ensure everything was handled smoothly, especially after your previous challenges. Thank you for trusting me and...
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I worked with one for years on multiple mortgage transactions in the Columbia area. He's a highly professional personable and Incredibly knowledgeable person. He is always a pleasure with which to work
Reply from Lynn Limback
June 6th, 2025 07:20 PM
I'm pleased to hear about your positive experience with our team on your mortgage transactions in the Columbia area. Your trust and satisfaction are important to us, and we appreciate your kind words. If you need further assistance, feel free...
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He listens
Reply from Lynn Limback
September 24th, 2026 03:40 PM
John, thank you for highlighting my listening skills. I'm pleased to know that you had a positive experience with Central Bank. I always enjoy visiting and hearing from you. Customers such as yourself have made this job more fulfilling than...
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The process was explained and the progress updated. No surprises, emergency deadlines or replicated paperwork. I've bought 2 house n the last 4 years and this was the easiest by far. Good communications along the way kept U in the loop.
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Reply from Lynn Limback
September 17th, 2026 08:24 PM
Harold, I'm glad to hear that the process went smoothly for you and that you appreciated the communication throughout. It's wonderful to know that your experience with Central Bank was the easiest in your recent home loans.
I feel like I put all the work in and had little communication back unless we reached out. This bank has changed so much , I understand guidelines have changed but service should never change .
BecauseLynn is friendly, patient knowledgeable ovtive. Thx
Reply from Lynn Limback
September 15th, 2026 04:11 PM
Vanessa, thank you for your kind words. I'm glad to hear that you found me friendly and knowledgeable during your experience with Central Bank.
I was very uncertain how to go about borrowing money to fix my roof and Lynn helped me make a decision about doing the HELOC. He very clearly explained how it works and how the pay back works also. With Lynn and Kim woring with me it was a...
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Reply from Lynn Limback
September 15th, 2026 04:14 PM
June, thank you for sharing your experience. I'm glad I could help you understand the HELOC process and that you found working with Kim and me at Central Bank to be pleasant. It's wonderful to hear that you felt supported and made new friends...
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While construction loan staff were less than ideal, Lynn was the steady, go-to voice of experience and action.
Reply from Lynn Limback
September 15th, 2026 04:14 PM
Vicki, thank you for your feedback. I'm glad I could be a reliable resource for you during your experience with Central Bank. If there's anything more you'd like to discuss, please feel free to reach out to me directly.
Loan went through easily. Friendly service appreciated.
Reply from Lynn Limback
September 15th, 2026 04:15 PM
Shannon, I'm glad to hear that the loan process went smoothly for you and that you appreciated the friendly service. It’s always my goal at Central Bank to make each experience as seamless as possible.
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About
Lynn joined the Central Bank of Boone County team in 1991 and has worked in the mortgage lending field since 1998. Lynn uses a customer-oriented approach and strives to help each customer find a loan that fits their financial needs. Whether Lynn is working with first time homebuyers or customers seeking jumbo loans, they have the peace of mind that his knowledge of the Columbia and surrounding housing market, and of current lending products, will get them into their dream home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Home Equity Line of Credit
Specialities
Conventional Mortgages
USDA Mortgages
FHA Mortgages
VA Mortgages
MHDC Mortgages
First Time Home Buyer
City of Columbia Downpayment Assistant
Mortgages for Medical Professionals
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Education
- University of MissouriFinanceMaster of Business Administration (MBA)Aug 1991 -Dec 1992

- University of MissouriBusinessBachelor of Science in Business Administration (BSBA)Aug 1983 -May 1987

Positions
- Central Bank of Boone County - Vice President Mortgage LendingNov 13th, 1991 - Current
Memberships
- University of Missouri Alumni Association
- Columbia Kiwanis Club
- Tiger Quarterback Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541809
Awards
Wayne Mountjoy Lea...
USDA Million Dolla...
Raymond Lansford K...
Achievements
- Graduate of Southwest Graduate School of Banking
Hobbies
- Watching Sports
- Hiking
- Enjoying Nature
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Disclaimer
The Central Trust Bank NMLS ID # 407985