

Chris Owen
Division Manager


California State University, Sacramento
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
10 AM to 6 PM
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Reviews from Web
Chris was patient with us while We were trying to sell our house in Ca and attempting to buy a house in ID. My info was sent to him because I was a previous freedom mortgage client and we wanted to try and keep it simple and stick to the same...
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In our first meeting Bill told us that Freedom Mortgage would give us a $1,500 credit in addition to the $1,500 credit from Capital Valley Homes. When it came time to close we were told there was only the builder credit. Very disappointing....
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Chris was patient during a long escrow on the other side of the transaction - his entire team were easy to work with and always got back to me quickly. A big shout out to Chris Burns who is the new kid there - but was also extremely helpful....
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Thank You for your help in getting our family into our new home!!
Excellent customer service consistently and Chris went above and beyond for us.
Chris Owens is super human. Like superman.
Chris and everyone on the Freedom Mortgage team was very helpful throughout the entire refinancing process. From start to finish, they were there to answer any questions we had and get us the best deal!
Chris was very supportive and reassuring when I ran into some issues with the seller regarding the timing of my loan approval. He intervened with the seller's real estate agent (which my own real estate agent should have done). I really appreciated...
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About
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional “easy button” loans and more complex Non-QM options like bank statement and DSCR loans, I have access to nearly every product available. My goal is simple: earn your trust, advocate for your best outcome, and deliver a great experience from start to finish.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Education
- California State University, SacramentoAccounting and FinanceBachelor of Science (BS)

Positions
- Leader One Financial - Division ManagerNov 3rd, 2025 - Current
Memberships
- Builder Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
LeaderOne Financial Corporation is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. License# 4131276. The Montana Division of Banking and Financial Institutions, Mortgage Lender License No. 12007. Corporate Headquarters: 7500 College Blvd Suite 1150; Overland Park, KS 66210, NMLS ID #12007. www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.