

Chris Owen
Division Manager


California State University, Sacramento
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
10 AM to 6 PM
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Reviews from Web
Because Chris answered all my questions all the time!
Reply from Chris Owen
November 25th, 2025 03:46 PM
Thanks for the stellar review, Juan! It was my pleasure to work with you! I am thrilled that all your kids have their own rooms now! We strive to ensure our clients are well-informed during the purchasing process. Your positive review validates...
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U guys worked professionally
Reply from Chris Owen
November 25th, 2025 03:46 PM
I'm thrilled to hear that you had a positive experience with the refinance process, Ernesto. Keeping everything professional and efficient is a top priority here at Guild Mortgage, and your feedback reaffirms the hard work we put in every day....
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Chris made the loan process very easy, and he explained everything!!
Reply from Chris Owen
November 25th, 2025 03:46 PM
It was our pleasure! :)
Everything
Reply from Chris Owen
November 25th, 2025 03:45 PM
Thank you for your glowing review, Marilyn! We are overjoyed to hear that you had a 5-star experience with Chris Owen at Guild Mortgage. Your feedback is sincerely appreciated and will continue to motivate us to deliver excellent service. We...
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Chris is easy to work with and is always very informative. Any questions you have are answered so you can understand them. Great experience.
Reply from Chris Owen
November 25th, 2025 03:45 PM
Thank you for your glowing review, Erin! We're thrilled to hear that you've had an excellent experience with Chris. He's indeed known for his ability to explain complex matters in understandable terms. It's gratifying to hear that he's been...
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As a REALTOR®️ I partner with many lenders to meet our buyer goals. My clients had worked with Chris before and were happy with his service. By the end of the transaction, I was amazed! Chris and his team were ready to close early and had communicated...
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Communication. Professionalism. Ease of doing business.
Chris did a great job! He was on top of things every step of the way!
Honesty, integrity, helpful during the process as it was my first time to do this.
My loan was very easy process!
Reply from Chris Owen
November 25th, 2025 03:45 PM
It's great to hear that your loan process was easy, James! We strive to make our procedures as straightforward as possible at Guild Mortgage. Chris Owen will be delighted to hear that he could facilitate a smooth experience for you and that...
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About
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional “easy button” loans and more complex Non-QM options like bank statement and DSCR loans, I have access to nearly every product available. My goal is simple: earn your trust, advocate for your best outcome, and deliver a great experience from start to finish.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Education
- California State University, SacramentoAccounting and FinanceBachelor of Science (BS)

Positions
- Leader One Financial - Division ManagerNov 3rd, 2025 - Current
Memberships
- Builder Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
LeaderOne Financial Corporation is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. License# 4131276. The Montana Division of Banking and Financial Institutions, Mortgage Lender License No. 12007. Corporate Headquarters: 7500 College Blvd Suite 1150; Overland Park, KS 66210, NMLS ID #12007. www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.