Chris Owen
Division Manager
California State University, Sacramento
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
10 AM to 6 PM
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Reviews from Web
Chris and his team lined up multiple mortgages for me. Regardless of his current lender affiliation, Chris always put my benefit as his client at the very top of his priority list. Chris kept me abreast of mortgage rates and market trends and...
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Reply from Chris Owen
February 14th, 2025 12:10 AM
Thank you very much for the kind words Stefan! Love working with you!
Chris was knowledgable, professional and a pleasure to work with.
Reply from Chris Owen
November 25th, 2025 03:46 PM
Thank you so much for your kind words, Jacqueline. I was thrilled to help you and Kevin with your home loan. If you have any further questions or need assistance in the future, please feel free to reach out.
My husband and I had the pleasure of working closely with Chris in 2023-2024 during the purchase of our first home. From the very beginning, Chris impressed us with his extensive knowledge and kind demeanor. He went above and beyond to help...
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Reply from Chris Owen
February 14th, 2025 12:47 AM
Jag & Jas, thank you very much for the review!!! It was my pleasure getting to know you and to help you finance your new home! I am counting on staying in touch with you two and helping you with your home financing needs in the future. All...
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Chris and his team were amazing to work with! Entire refinance process took approximately 2-3 weeks. He kept me up-to-date and made the entire process seamless and transparent! I also really appreciate how he went over my options few times...
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Reply from Chris Owen
February 14th, 2025 01:00 AM
Thank you so much for sharing your experience, Jazz. It's fantastic to hear that Chris and his team at Guild Mortgage made the refinance process seamless and transparent for you. They truly aim to provide personalized and efficient service,...
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I had the pleasure of working alongside Chris Owen for several years as his loan officer assistant and a loan officer on his team. Chris is an incredibly kind, dedicated, and communicative loan officer and manager. He goes above and beyond...
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Reply from Chris Owen
February 14th, 2025 12:59 AM
Erica, you are so kind! Thank you for your review! Please stay in touch. Looking forward to hearing more about your wonderful children!
My experience with Chris Owen, he was amazing helping us during our process to our loan. He was always asking questions, and he was always there to assist, he is also very kind. We are very satisfied.
Reply from Chris Owen
November 7th, 2024 11:42 PM
I'm thrilled to hear about your positive experience! It's wonderful to know that his helpful and kind manner made the loan process easier for you. We always strive to provide the best service to our clients at Guild Mortgage. Your feedback...
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Chris Owen is the most Honest, knowledgeable and caring Lender we have ever worked with. He made the time to understand our complete financial situation to ensure that my wife and I were set up to save money and financially win in the short...
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Reply from Chris Owen
November 25th, 2024 08:25 PM
John, thank you so much for for sharing your positive experience! I am thrilled to hear that I was able to provide you with the knowledge and care to make your lending process comfortable and beneficial. Your satisfaction is my top priority!...
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Chris does a great job of listening to the needs of his clients and identifying the best solutions for their lending needs. As a financial advisor we rely on Chris to serve our clients in their best interest. I trust that when I send clients...
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Reply from Chris Owen
November 25th, 2024 08:26 PM
Daren, thank you for the kind words and for trusting me to always do what is best for your clients!
I have been working with Chris Owen for nearly 20 years. When I think of Chris, Integrity, Truth and Honesty are at the forefront of my mind. Chris is a true professional and leader in the mortgage industry and when I bring him into a business...
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Reply from Chris Owen
November 25th, 2024 08:28 PM
Wow Ron, thank you very much for the kind words and for trusting me with your clients!
I’m a broker in Meadow Vista and love working with Chris. I can count on him to quickly meet with my clients and get approvals. If Chris Owen is helping my client with a loan I do not have to worry! Makes for easy closings!
Reply from Chris Owen
November 25th, 2024 08:23 PM
Jane, thank you for the kind words and thank you very much for trusting me to take care of your clients :)
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About
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional “easy button” loans and more complex Non-QM options like bank statement and DSCR loans, I have access to nearly every product available. My goal is simple: earn your trust, advocate for your best outcome, and deliver a great experience from start to finish.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Education
- California State University, SacramentoAccounting and FinanceBachelor of Science (BS)
Positions
- Leader One Financial - Division ManagerNov 3rd, 2025 - Current
Memberships
- Builder Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
LeaderOne Financial Corporation is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. License# 4131276. The Montana Division of Banking and Financial Institutions, Mortgage Lender License No. 12007. Corporate Headquarters: 7500 College Blvd Suite 1150; Overland Park, KS 66210, NMLS ID #12007. www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.