

Chris Owen
Division Manager


California State University, Sacramento
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
10 AM to 6 PM
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Reviews from Web
Chris made a great job as he gave us a new hope in the US. He guided and walked us every step to make sure the loan is approved. Professional and Friendliness is the feeling we received during the loan process. Great job!
Chris processed everything promptly and he let us could buy our new home!
Chris was great to work with on this transaction. He was very prompt in returning all of my phone calls and emails and quickly answered questions. Thank you for a smooth transaction.
very satisfied
Amazing customer service! Chris was great at explaining everything to me and making the homebuyer experience an amazing experience!
Very professional lender
THANK YOU CHRIS for everything!! After having a bad go with a prior lender, I was referred to Chris. He made everything run so quick and smooth. As a first time home buyer, I had a ton of questions and he was always available by phone, email...
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Reply from Chris Owen
November 25th, 2025 03:45 PM
Thank you Heally for your wonderful review. We're elated to hear about your positive experience with Chris Owen at Guild Mortgage. It's great to know that he was able to assist you efficiently and answer all your queries promptly. We pride...
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Was kept well informed and my questions were answered in a timely manner
I work with the Freedom Mortgage group in the Greater Sacramento Area and my experiences have always been great. Freedom Mortgage is very fortunate to have someone of Chris' caliber on their team. Chris not only attends to his client's needs,...
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Reply from Chris Owen
November 25th, 2025 03:45 PM
Thank you for your positive review, Ron. Your feedback is greatly appreciated and we're thrilled to hear about your excellent experiences with Chris Owen and our team at Guild Mortgage. We agree, Chris truly is a high-caliber team member whose...
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Happy all the way around.
Reply from Chris Owen
November 25th, 2025 03:45 PM
It brings us great joy to hear about your 5-star experience with Chris Owen at Guild Mortgage. We're delighted that you're happy all-around with the service you received, and we'll pass along your positive remarks to Chris. We look forward...
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About
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional “easy button” loans and more complex Non-QM options like bank statement and DSCR loans, I have access to nearly every product available. My goal is simple: earn your trust, advocate for your best outcome, and deliver a great experience from start to finish.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Education
- California State University, SacramentoAccounting and FinanceBachelor of Science (BS)

Positions
- Leader One Financial - Division ManagerNov 3rd, 2025 - Current
Memberships
- Builder Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
LeaderOne Financial Corporation is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. License# 4131276. The Montana Division of Banking and Financial Institutions, Mortgage Lender License No. 12007. Corporate Headquarters: 7500 College Blvd Suite 1150; Overland Park, KS 66210, NMLS ID #12007. www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.