

Chris Owen
Division Manager


California State University, Sacramento
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
10 AM to 6 PM
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Reviews from Web
Awesome
Reply from Chris Owen
November 7th, 2024 11:28 PM
Thank you for your review, El. We are thrilled to hear that you had an awesome experience with Chris Owen at Guild Mortgage. Your positive feedback and perfect rating are greatly appreciated. We look forward to continuing to provide you with...
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Chris was very helpful and is quite knowledgeable. If I could I would give him a 5 out of 5 when it comes to communication. He explained every step of the way to me during the infancy stages of my application all the way through the completion....
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Reply from Chris Owen
November 25th, 2024 08:28 PM
Thank you for your wonderful review, Alberto! I was thrilled to work with you and your family and help you achieve the dream of homeownership! It's always our goal to keep our clients well-informed every step of the way. Your high rating is...
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Chris has been very helpful in our home purchase journey. I cannot express how much he provided me reassurance, comfort, and peace during this whole process. This is our first time purchasing a home, and I had so much fear and anxiety throughout...
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Reply from Chris Owen
November 25th, 2024 08:22 PM
Thank you so much for your glowing review, Rose! It was my pleasure to assist you and your family! Your recommendation is the highest compliment I could receive. I look forward to the opportunity to work with you again in the future. Thank...
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“Working with Chris as my mortgage loan officer was an outstanding experience. He was incredibly attentive and knowledgeable, answering all my questions with clarity and patience. Chris was always very responsive, making sure I felt supported...
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Reply from Chris Owen
November 25th, 2024 08:24 PM
Hi Laura! Thank you so very much for trusting me to help you with one of the biggest financial decisions of your life.
Chris does an amazing job on every single loan. He has a great supporting team and always closes early!!
Reply from Chris Owen
November 25th, 2024 08:29 PM
Thank you Jeremy!
“I can’t say enough good things about working with Chris Owen at Guild Mortgage. As a loan officer, he was incredibly knowledgeable, responsive, and genuinely committed to finding the best options for my mortgage needs. From day one, Chris...
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Reply from Chris Owen
November 21st, 2024 09:46 PM
Thank you for the glowing review, Chance! We're delighted to hear that your experience with Chris Owen was nothing short of exceptional. His dedication to providing clear, patient, and knowledgeable service is just one of the many reasons we're...
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My experience with Chris was awesome 👏 he helps a lot with all paperwork thanks 😊 again
Reply from Chris Owen
November 25th, 2025 03:46 PM
Thank you for this stellar review, Israel! We're thrilled to hear about your amazing experience with Chris. He is indeed a valuable asset to the Guild Mortgage team. We strive to make the Streamline Refi process as smooth and efficient as possible,...
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Israel Hernández, thank Chris for the help he gave me and his partner Marcos
Reply from Chris Owen
November 25th, 2025 03:46 PM
Thank you for your glowing review, Luciana. We're thrilled to hear that Chris, Marcos, and the rest of the Guild Mortgage team were able to provide you with a positive experience during your Streamline Refi. Your feedback is greatly appreciated...
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Awesome communication
Reply from Chris Owen
November 25th, 2025 03:46 PM
Thank you, Valeria, for your positive review and the perfect rating for Chris Owen and the Guild Mortgage team. We are thrilled to hear that you had a great experience with us during your refinance process and found our communication to be...
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I always been attended by Chris at any time when have questions. I think communication is key, for a good process in our purchase.
Reply from Chris Owen
November 25th, 2025 03:46 PM
I'm thrilled to hear that you had such a positive experience, Cristina! Communication is indeed key in ensuring a smooth purchase process, and I'm glad I was able to provide that for you. I hope to assist you again with any mortgage needs in...
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About
I’m a mortgage lender who believes great loans start with great relationships. I take the time to listen, explain options clearly, and make the process as smooth and stress-free as possible. From first-time homebuyer programs to traditional “easy button” loans and more complex Non-QM options like bank statement and DSCR loans, I have access to nearly every product available. My goal is simple: earn your trust, advocate for your best outcome, and deliver a great experience from start to finish.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Education
- California State University, SacramentoAccounting and FinanceBachelor of Science (BS)

Positions
- Leader One Financial - Division ManagerNov 3rd, 2025 - Current
Memberships
- Builder Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
LeaderOne Financial Corporation is licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. License# 4131276. The Montana Division of Banking and Financial Institutions, Mortgage Lender License No. 12007. Corporate Headquarters: 7500 College Blvd Suite 1150; Overland Park, KS 66210, NMLS ID #12007. www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or a loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.