Chris Laughlin
Senior Loan Officer | NMLS # 657495
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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Chris is extremely thorough, and explained every detail to us. He also verified with us that we understood his explanations. Chris is the Gold standard in my opinion and would recommend him to anyone.
Reply from Chris Laughlin
February 6th, 2024 06:29 PM
Congratulations on your new home! I'm glad we were able to be a part of helping you and Trcia navigate purchasing a FSBO... which I know can sometimes be challenging. :) If there's anything I can do in the future to help the two of you, don't...
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Made the process so easy! Excellent communication!
Reply from Chris Laughlin
February 6th, 2024 06:27 PM
Christina: Thank you for allowing us to help you and Teresa with your home purchase. It was a pleasure getting to know the two of you, and if there's anything I can do in the future to help you, don't hesitate to give me a call.
Chris is knowledgable and takes the time to explain what is happening at each step of the loan process. This is the third time I've worked with Chris and I would recommend him to anyone.
Reply from Chris Laughlin
January 10th, 2024 06:10 PM
Andrea: Thank you for again letting me assist you with your home financing. I hope you and Rob have many happy years in your new home! If there's anything I can do to assist you in the future, don't hesitate to give me a call.
Chris is a wonderful person! He always made sure we fully understood everything that was going on throughout our home buying process. Even the title company and our realtor praised how great he was on their end as well.
Reply from Chris Laughlin
November 29th, 2023 03:16 PM
Thank you for the nice review Nate. I hope you and Randi enjoy the new home in Wichita. If there's anything i can ever do for the two of you, please don't hesitate to give me a call.
The overall communication as well as educational elements of the process was greatly appreciated, especially per this being my first home buying experience.
Reply from Chris Laughlin
November 22nd, 2023 06:45 PM
Thank you for the kind review Hans. It was a pleasure helping you and Jessica. Welcome to Kansas City!
Chris is knowledgeable and personable! His flexibility with finding solutions really put my husband and I at ease. Also he made himself available if we had questions, or ran into any issues. He was very proactive in communicating with us, and...
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Reply from Chris Laughlin
November 22nd, 2023 06:45 PM
Thank you for the kind review Jessica. It was a pleasure helping you and Hans. Welcome to Kansas City!
Chris’s step by step instructions. His Simple instructions. Both Chris & Karen were Superb! They are very polite and easy to work with. They keep the process moving. We had an expedited time line, and they rose to the occasion. Superb Work!...
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Reply from Chris Laughlin
November 17th, 2023 03:49 PM
Steve & Brenda: Thank you for the kind words. You made out jobs easy. Thank you for being available when we needed to chat about something, and responsive (and thorough) when responding to our documentation requests.
Trust and professionalism.
Reply from Chris Laughlin
November 15th, 2023 03:47 AM
Jordan: Thank you for allowing me to take care of another mortgage for you and Lauren. I hope the 2 of you love your new place!
Chris was very responsive and educated us on everything needed to close on our home. Even in a tough economy, I felt that Chris went over and beyond to make sure that we understood all of our options to purchase our beautiful new home!
Reply from Chris Laughlin
November 3rd, 2023 02:34 PM
Thank you for allowing me to take care of the mortgage for you and Brad. I hope the two of you love the new house! And, 'Yes', we'll help you refinance into a lower interest rate loan once the rates start to come-down.
Chris is extremely thorough and answers all questions no matter how small.
Reply from Chris Laughlin
November 3rd, 2023 02:33 PM
Thank you for allowing me to take care of the mortgage for you and Lenn. I hope the two of you love the new house! And, 'Yes', we'll help you refinance into a lower interest rate loan once the rates start to come-down.
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org