

Chris Laughlin
Senior Loan Officer | NMLS # 657495

I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a t... Show More
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Chris was extremely knowledgeable and thorough. I will use him in the future for a mortgage loan.
Reply from Chris Laughlin
May 13th, 2024 05:23 PM
Charlotte: I hope you love the new home!
I really appreciated Chris taking the time to explain everything to me each step of the way - even before I decided to choose First State Bank. He spoke in very understandable terms and was patient with all my questions. He also made himself...
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Reply from Chris Laughlin
April 17th, 2024 07:36 PM
Rae Ann: Thanks for the king review. I'm so glad we were able to assist you with your move. I hope you love being back in KC, and hope you love the new house! :)
I have been working with Chris for years. He is curtious, professional and speaks to his clients in ways to help them understand the process of what can be a very complicated thing.
Reply from Chris Laughlin
March 25th, 2024 02:35 PM
Cynthia: Thank you for the kind review. You made my job easy: always being available to answer any questions I had, and providing the documentation quickly that we needed. I hope you love your new home, and I'm glad we were able to assist you...
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Chris took time and effort to explain as we walked through the process, going over all details and options. It was a pleasure to work with him and Karen. You simply can’t do any better! Thanks, Chris!
Reply from Chris Laughlin
March 25th, 2024 03:29 AM
Rhonda: Thank you for the kind words. I'm glad we could help you and Jeremy purchase your new home.
Chris was responsive and clear about all the documentation needed. He made the process so easy and quick! Thank you!
Reply from Chris Laughlin
March 20th, 2024 05:33 PM
Tom: Gald we could help you with the refinance now that your new home is complete. As we discussed, that's probably the last mortgage you'll ever need... but if interest rates drop, we'll look at refinancing down to a lower rate and a lower...
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Chris was really wondering to work with. We didn't feel pressured about anything. And he helped to educate us on the process. So we understand and knew what to expect.
Reply from Chris Laughlin
March 24th, 2024 05:54 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Chris was great at explaining all of the details as we went through the process. And he is such a very nice person!
Reply from Chris Laughlin
March 19th, 2024 02:02 PM
Dorena: Thank you for allowing us to take care of the mortgage for you. I hope you love the new house!
For our second financing with Chris, he continues to explain all steps of the process clearly and everything goes as expected. His extra effort in setting up our closing appointment making it a convenience to us was greatly appreciated. The...
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Reply from Chris Laughlin
March 10th, 2024 02:22 AM
Richard: Thank you for the nice review... and for letting me take care of the refinance for the two of you. If rates continue to decline, we'll do it again! :)
Chris was very thorough and prompt in his explanations and follow ups. The process went smoothly and was completed in a timely fashion.
Reply from Chris Laughlin
March 4th, 2024 10:09 PM
Thank you for letting us take care of the loan for you Sidney... and the kind review. If there's ever anything you think I can do to assist you, don't hesitate to call or email.
Chris has been incredibly helpful in the whole process. He is extremely knowledgeable. He was very thorough and answered any questions we had during the process. I would highly recommend working with Chris!
Reply from Chris Laughlin
February 13th, 2024 01:47 AM
Thank you for kind review. It was a pleasure working with you. :)
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About
I love to teach and I love to help people. No wonder I enjoy my job so much! Every day I get to help clients learn about home financing, a topic that’s, unfortunately, more confusing than it really should be.
I view my job as that of a teacher; helping my clients understand which loan options they qualify for… and the differences between those options. It doesn’t matter if you’re purchasing your first home, a vacation home, a rental property, or you’re investigating refinancing an existing loan, I’d like to share the knowledge I have so that you can figure out which loan option is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortage loans for purchasing or refinancing a residence, vacation home, or investment property.
Purchase and refinance loans for primary residences, vacation homes, & investment properties.
Conventional, FHA, VA, USDA, & Portfolio loans. We loan in all 50 states.
Jumbo
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 657495
Hobbies
- Hiking and Pickleball
- Pickleball
- Hiking, especially Colorado 14ers
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org