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Chris Hardy - Waterstone Mortgage
Area Manager - Loan Originator
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Chris is the best and is always looking out for his clients!
Reply from Chris Hardy
February 2nd, 2026 02:55 PM
Emily, I'm really pleased to hear that you feel this way. It's important to me to always prioritize the needs and interests of my clients. If there's anything more I can assist you with, don't hesitate to let me know.
Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Jack D
Reply from Owner
January 26th, 2026 02:15 PM
Thank you for the positive rating, Jack. If there's ever anything you need, feel free to get in touch.
2nd Mortgage with Chris. Great experience every time !
Reply from Chris Hardy
January 26th, 2026 03:39 PM
I'm grateful for your continued trust, John. It's wonderful to hear that you've had positive experiences with both mortgages. If there's anything more I can assist you with in the future, don't hesitate to get in touch.
Chris is a lender who works with genuine compassion, meaning he's someone who prioritizes the happiness and success of his clients. A lender with a big heart. I will choose and recommend him many many times .Good job Chris for helping me and...
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Reply from Chris Hardy
January 23rd, 2026 05:43 PM
Thank you so much for your kind words, Suzanne. It means a lot to me that you've had a positive experience. Supporting you and your family on the journey to homeownership is something I truly value. If there's anything more I can do as you...
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I have been working with Chris for years and always has our needs in mind. Extremely professional and pleasant to work with!
Reply from Chris Hardy
December 31st, 2025 04:58 PM
It's a pleasure to have worked with you over the years, Robert. I am committed to keeping your needs as a priority and providing a professional experience. If there's anything more I can do for you, please don't hesitate to reach out.
Very responsive and easy to work with
Reply from Chris Hardy
December 24th, 2025 10:02 PM
It's great to know that you found me responsive and easy to work with, Paul. I strive to make each interaction as straightforward as possible. Should you have any further questions or need assistance, feel free to reach out.
Chris always makes the process fast and efficient. He is very personable and a pleasure to work with.
Reply from Owner
January 8th, 2026 11:19 AM
I appreciate your feedback, David. Ensuring an efficient and pleasant experience is important to me. If you have any further questions or need assistance in the future, please feel free to reach out.
Chris always makes the process fast and efficient. He is very personable and a pleasure to work with
Reply from Chris Hardy
December 24th, 2025 04:47 PM
I'm grateful for your kind words, David. Ensuring the process is both swift and efficient is a priority for me, and it's rewarding to know that you find working together enjoyable. If you ever need assistance again, don't hesitate to get in...
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Chris did and excellent job navigating me through the loan process. I would recommend him to anyone seeking a new or refinance loan
Chris was very helpful, professional, and friendly. His knowledge of the process helped to make the refinancing easier.
Reply from Chris Hardy
December 15th, 2025 03:45 PM
I'm glad to hear that my assistance made the refinancing process smoother for you, Jacob. It's important to me to be both professional and approachable. If you have any more questions or need further help, feel free to reach out anytime.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Second Mortgages-Full Doc
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Memberships
- NMLS #196395
- Alumni of Villanova Undergraduate
- Alumni of Madison HS
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #196395
Achievements
- Graduated Villanova with Bachelor's
- MBA
- 20+ of Experience as a Lender
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Hobbies
- Biking
- Running
- Walking
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Disclaimer
Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License.State of Iowa Exempt Company Registration #2009-0102.State of Idaho Licensee Exempt.Iowa Master Loan Company Registration #88883361 (Regulated Lender Loan Company License).Illinois Residential Mortgage Licensee # MB.6760383.Idaho Regulated Lender Licensee #RRL-8843.Alabama Consumer Credit Licensee #22162.Massachusetts Mortgage Broker License #MC186434.Massachsetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions