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Chris Hardy - Waterstone Mortgage
Area Manager - Loan Originator
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Chris comes through yet again!
Reply from Chris Hardy
September 11th, 2026 04:28 PM
Robert, I appreciate your trust and support. I'm glad I could assist you once more!
As always, Chris was incredibly communicative, knowledgeable, and helpful throughout the entire process. He made what could have been a stressful and frustrating experience feel smooth and easy. I truly appreciated his responsiveness, professionalism,...
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Reply from Chris Hardy
August 12th, 2026 04:54 PM
Sara, I'm grateful for your kind words and am pleased to hear that my communication and knowledge made the process smooth for you. I strive to provide a stress-free experience, so it's good to know that my responsiveness and professionalism...
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Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Ashley B
Reply from Owner
July 27th, 2026 01:12 PM
Ashley, thank you for the 5-star rating! I'm pleased to know that you had a positive experience with Waterstone Mortgage. If you ever need assistance in the future, feel free to reach out.
Great with communication and guiding me in the process. very personable like a new friend not like a salesperson. I will 100 percent recommend him and use Chris again in the future !
Reply from Chris Hardy
July 27th, 2026 03:28 PM
Ashley, I appreciate your kind words about my communication and guidance. It's nice to know you felt comfortable working with me as if I were a new friend. Thank you for your recommendation, and I'm happy to assist you again in the future!
Cannot praise Chris enough. He’s phenomenal, down to earth, extremely knowledgeable, responsive & relatable. Why work with anyone else?
Reply from Owner
June 30th, 2026 02:12 PM
David, I appreciate your generous words. I'm glad to hear that you found my approach relatable and knowledgeable. If you ever need further assistance, I'm here to help.
Chris is methodical, patient, and client focused. He's an incredible advisor and very trustworthy. Couldn't ask for a better persom person to work with. Have used Chris to purchase multiple properties and will do so again in the future!
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Reply from Chris Hardy
June 30th, 2026 03:49 PM
David, I appreciate your kind words about my approach. It's wonderful to hear that you value the methodical and client-focused service I provide. I'm grateful for your trust and look forward to assisting you with future property purchases.
Working with Chris made our home buying experiences smooth and stress-free. He's always responsive, knowledgeable, and willing to answer our questions throughout the process. We truly appreciate his professionalism and support and would highly...
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Reply from Chris Hardy
May 18th, 2026 08:35 PM
Melvin, I'm grateful for your thoughtful review. It's appreciated to know that my responsiveness and knowledge helped make your home buying experience smooth and stress-free. Your recommendation means a lot to me, and I'm here to assist with...
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Great communication.
Reply from Chris Hardy
May 13th, 2026 01:29 PM
Matthew, I appreciate your feedback on the communication. If there's anything more you need, please don't hesitate to reach out.
Chris always so professional and his attention to detail is incredible
Reply from Chris Hardy
May 12th, 2026 03:41 PM
Thank you, Christine. I'm grateful for your kind words and pleased to know that my professionalism and attention to detail made a positive impact. If there's anything more I can do for you, please let me know.
Chris is exceptional and honestly so easy to work with. He made our experiences, both times purchasing a house, so easy. Will recommend him time and time again!
Reply from Chris Hardy
May 11th, 2026 04:28 PM
Thank you, Layli. I appreciate your kind words and am glad to hear that your home buying experiences have been smooth both times. Your recommendations are truly valued, and I'm here whenever you need assistance in the future.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Second Mortgages-Full Doc
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Memberships
- NMLS #196395
- Alumni of Villanova Undergraduate
- Alumni of Madison HS
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #196395
Achievements
- Graduated Villanova with Bachelor's
- MBA
- 20+ of Experience as a Lender
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Hobbies
- Biking
- Running
- Walking
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Disclaimer
Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License.State of Iowa Exempt Company Registration #2009-0102.State of Idaho Licensee Exempt.Iowa Master Loan Company Registration #88883361 (Regulated Lender Loan Company License).Illinois Residential Mortgage Licensee # MB.6760383.Idaho Regulated Lender Licensee #RRL-8843.Alabama Consumer Credit Licensee #22162.Massachusetts Mortgage Broker License #MC186434.Massachsetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions