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Chris Hardy - Waterstone Mortgage
Area Manager - Loan Originator
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Chris was excellent to work with. Walked through the process step by step! Very professional and knowledgeable
Reply from Chris Hardy
December 8th, 2025 06:38 PM
It's wonderful to hear that you found the process smooth, Rae. I'm glad to have been able to guide you step by step. Your recognition of my professionalism and knowledge is much appreciated. If there’s anything more I can do for you, just let...
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Chris made himself available and steered us through the steps of getting the mortgage approved.
Reply from Chris Hardy
December 3rd, 2025 06:04 PM
David, I'm pleased to know that I could assist you in navigating the mortgage approval process. If you have any more questions or need further assistance in the future, feel free to reach out.
Chris was the best. worked with me super well.
Reply from Chris Hardy
November 17th, 2025 08:48 PM
I appreciate your kind words, Lucas. It's great to hear that working together went well. If you ever have more questions or need assistance in the future, I'm here to help.
Chris Hardy - Waterstone Mortgage has received a review with 5 star rating from Jennifer C
We love Chris's positive attitude! Refinancing can be tedious and stressful, but Chris kept the experience a postive one. THank you!
Reply from Chris Hardy
November 4th, 2025 02:35 PM
I'm glad to hear that my positive attitude made a difference during your refinancing process, Dawn. I understand how stressful it can be, and I'm pleased it was a smoother experience for you. If there's anything more I can help with, don't...
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Chris is verry responsive, works with you step by step in the process and is proactive on follow up.
Reply from Chris Hardy
November 4th, 2025 02:22 PM
Thank you for sharing your thoughts, Gregory. I'm pleased to hear that my approach of being responsive and proactive was beneficial during the process. If you need any further assistance or have additional questions, feel free to reach out...
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Chris Is the best!!!
Reply from Chris Hardy
November 4th, 2025 07:55 PM
I'm grateful for your enthusiastic feedback, Steffany. It means a lot to be recognized in this way. If there's anything else I can assist you with in the future, please don't hesitate to reach out.
Chris has been always helpful and available to assist. He is always positive and patient with all of our questions even if it is later in the evening. We hope to work with him again as our experience was wonderful!
Reply from Chris Hardy
October 27th, 2025 08:56 PM
Thank you for your kind words, Katie. It means a lot to hear that my approach has been helpful and supportive throughout the process. I'm glad I could answer your questions whenever needed. I look forward to the opportunity to work together...
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Great experience, processed my refinance promptly!
Reply from Chris Hardy
October 23rd, 2025 08:05 PM
I appreciate your feedback, Dennis. I'm glad to hear that the refinance process was swift and met your expectations. If you have any further questions or need assistance in the future, feel free to reach out.
I was referred to Chris a couple of years ago by our realtor when we first started looking for a home. As first-time homebuyers, we didn’t know much about how much we could afford or how the mortgage process worked. Chris was the first person...
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Reply from Chris Hardy
October 22nd, 2025 08:40 PM
I'm grateful for your detailed feedback, Apratim. It’s been a pleasure assisting you throughout your home-buying and refinancing journey. Your trust and willingness to let me guide you during these important steps have been greatly appreciated....
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Second Mortgages-Full Doc
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Memberships
- NMLS #196395
- Alumni of Villanova Undergraduate
- Alumni of Madison HS
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Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #196395
Achievements
- Graduated Villanova with Bachelor's
- MBA
- 20+ of Experience as a Lender
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Hobbies
- Biking
- Running
- Walking
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Disclaimer
Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License.State of Iowa Exempt Company Registration #2009-0102.State of Idaho Licensee Exempt.Iowa Master Loan Company Registration #88883361 (Regulated Lender Loan Company License).Illinois Residential Mortgage Licensee # MB.6760383.Idaho Regulated Lender Licensee #RRL-8843.Alabama Consumer Credit Licensee #22162.Massachusetts Mortgage Broker License #MC186434.Massachsetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-181960.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions